HYTR vs SCHD
Counterpoint High Yield Trend ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | HYTR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.88% | 0.06% | |
| AUM | $289M | $103.7B | |
| Dividend Yield | 5.74% | 3.31% | |
| Holdings | 5 | 104 | |
| YTD Return | +0.85% | +25.62% | |
| 1Y Return | +3.82% | +32.62% | |
| 3Y Return (annualized) | +6.13% | +15.58% | |
| 5Y Return (annualized) | +2.09% | +9.63% | |
| Volatility (annualized) | 5.3% | 13.6% | |
| Max Drawdown | -14.2% | -33.4% | |
| Fund Family | Counterpoint Mutual Funds | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jan 22, 2020 | Oct 20, 2011 |
HYTR vs SCHD Performance
Counterpoint High Yield Trend ETF (HYTR) is a ETF from Counterpoint Mutual Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HYTR returned +3.82% while SCHD returned +32.62%. Year to date, HYTR is up 0.85% versus a gain of 25.62% for SCHD.
Over three years, HYTR compounded at +6.13% per year against +15.58% for SCHD; over five years the annualized figures are +2.09% and +9.63% respectively. Across the full 7-year window we track, SCHD has the edge at +11.47% annualized vs +1.26%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 5.3% for HYTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.2% for HYTR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HYTR charges 0.88% per year while SCHD charges 0.06%. On a $10,000 position that is $88 vs $6 annually, a gap of $82 per year that compounds over a long holding period. On income, HYTR currently yields 5.74% against 3.31% for SCHD.
Holdings Overlap
HYTR and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HYTR or SCHD?
HYTR has an expense ratio of 0.88% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, HYTR or SCHD?
Over the past year HYTR returned +3.82% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), HYTR annualized +1.26% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, HYTR or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 5.3% for HYTR. Worst drawdown: HYTR -14.2% vs SCHD -33.4%.
Should I hold both HYTR and SCHD?
HYTR and SCHD have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HYTR and SCHD?
HYTR and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, HYTR or SCHD?
HYTR yields 5.74% while SCHD yields 3.31%, so HYTR currently pays the higher dividend yield.
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