IAE vs VTI
Voya Asia Pacific High Dividend Equity Income Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, IAE or VTI?
Each has led over a different period.
VTI has a lower expense ratio. IAE led over 1Y, VTI over the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 38.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IAE | VTI |
|---|---|---|
| Expense Ratio | 1.21% | 0.03%Best |
| AUM | $95M | $689.2B |
| Dividend Yield | 8.68% | 1.06% |
| Holdings | 271 | 3,524 |
| Volatility (annualized) | 22.2% | 15.9%Best |
| Max Drawdown | -78.5% | -56.6%Best |
| $10,000 over 19.5 years | $5,293 | $58,275Best |
| Top 10 Weight | 38.1% | 33.5%Best |
| Fund Family | Voya Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Mar 27, 2007 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 16 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IAE has data through Oct 13, 2026 and VTI through Oct 29, 2026.
Volatility and max drawdown, and the $10,000 over 19.5 years row, are measured over the window both funds cover: Mar 28, 2007 to Oct 13, 2026 (19.5 years).
Risk: Volatility and Drawdowns
IAE has been the more volatile fund, with annualized monthly volatility of 22.2% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.5% for IAE and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IAE charges 1.21% per year while VTI charges 0.03%. On a $10,000 position that is $121 vs $3 annually, a gap of $118 per year that compounds over a long holding period. On income, IAE currently yields 8.68% against 1.06% for VTI.
Holdings Overlap
0.1% of IAE's money is in holdings VTI also owns. 0.1% of VTI's money is in holdings IAE also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 248 positions we hold weights for in IAE and 3,441 in VTI, against full books of 271 and 3,524.
What only one of them owns
Our book lists 1,155 positions for VTI that do not appear in our book for IAE (97.6% of the fund), and 7 for IAE that do not appear in VTI (3.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IAE and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IAE or VTI?
IAE has an expense ratio of 1.21% while VTI charges 0.03%. VTI is the cheaper option, by $118 a year on a $10,000 investment.
Which is riskier, IAE or VTI?
IAE has been the more volatile fund at 22.2% annualized versus 15.9% for VTI. Worst drawdown: IAE -78.5% vs VTI -56.6%.
Should I hold both IAE and VTI?
IAE and VTI have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IAE or VTI?
IAE yields 8.68% while VTI yields 1.06%, so IAE currently pays the higher dividend yield.
Is VTI better than IAE?
VTI has a lower expense ratio. IAE led over 1Y, VTI over the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 38.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.