IAE vs VTI
Voya Asia Pacific High Dividend Equity Income Fund vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. IAE delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IAE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.21% | 0.03% | |
| AUM | $78M | $666.9B | |
| Dividend Yield | 8.99% | 1.07% | |
| Holdings | 484 | 3,543 | |
| YTD Return | +25.55% | +14.82% | |
| 1Y Return | +37.44% | +22.43% | |
| 3Y Return (annualized) | +27.83% | +21.93% | |
| 5Y Return (annualized) | +12.47% | +12.34% | |
| Volatility (annualized) | 21.8% | 15.4% | |
| Max Drawdown | -78.5% | -56.6% | |
| Fund Family | Voya Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 27, 2007 | May 24, 2001 |
IAE vs VTI Performance
Voya Asia Pacific High Dividend Equity Income Fund (IAE) is a ETF from Voya Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IAE returned +37.44% while VTI returned +22.43%. Year to date, IAE is up 25.55% versus a gain of 14.82% for VTI.
Over three years, IAE compounded at +27.83% per year against +21.93% for VTI; over five years the annualized figures are +12.47% and +12.34% respectively. Across the full 19-year window we track, VTI has the edge at +8.16% annualized vs -2.15%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IAE has been the more volatile fund, with annualized monthly volatility of 21.8% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.5% for IAE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IAE charges 1.21% per year while VTI charges 0.03%. On a $10,000 position that is $121 vs $3 annually, a gap of $118 per year that compounds over a long holding period. On income, IAE currently yields 8.99% against 1.07% for VTI.
Holdings Overlap
IAE and VTI share 1 holdings out of 3019 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IAE | Weight in VTI | Difference |
|---|---|---|---|
| ACN | 0.33% | 0.10% | 0.23% |
Frequently Asked Questions
Which is cheaper, IAE or VTI?
IAE has an expense ratio of 1.21% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $118 per year of difference.
Which performed better, IAE or VTI?
Over the past year IAE returned +37.44% vs +22.43% for VTI, so IAE leads on 1-year performance. Over the longest common window we track (19 years), IAE annualized -2.15% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, IAE or VTI?
IAE has been the more volatile fund at 21.8% annualized versus 15.4% for VTI. Worst drawdown: IAE -78.5% vs VTI -56.6%.
Should I hold both IAE and VTI?
IAE and VTI have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IAE and VTI?
IAE and VTI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 3019 unique securities.
Which pays a higher dividend, IAE or VTI?
IAE yields 8.99% while VTI yields 1.07%, so IAE currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.