IAUI vs VTI
NEOS Gold High Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IAUI or VTI?
Commodities against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IAUI | VTI |
|---|---|---|
| Expense Ratio | 0.79% | 0.03%Best |
| AUM | $583M | $666.9B |
| Dividend Yield | 12.85% | 1.03% |
| Holdings | 7 | 3,543 |
| YTD Return | -9.92% | +11.65%Best |
| 1Y Return | +0.79% | +17.34%Best |
| 3Y Return (annualized) | - | +20.35% |
| 5Y Return (annualized) | - | +11.72% |
| Volatility (annualized) | 20.4% | 11.9%Best |
| Max Drawdown | -25.6% | -8.9%Best |
| $10,000 over 1.3 years | $10,803 | $13,077Best |
| Fund Family | NEOS | Vanguard (US) |
| Category | Commodity | Equity |
| Style | Commodities | Large Cap Blend |
| Inception | Jun 5, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jun 5, 2025 to Sep 10, 2026 (1.3 years).
IAUI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
IAUI vs VTI Performance
NEOS Gold High Income ETF (IAUI) is an ETF from NEOS and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IAUI returned +0.79% while VTI returned +17.34%. Year to date, IAUI is down 9.92% versus a gain of 11.65% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IAUI has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 11.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.6% for IAUI and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.30. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IAUI charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, IAUI currently yields 12.85% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in IAUI and 2,787 in VTI, totalling 19.0% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 63 days apart, IAUI as of Sep 1, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 1 positions we hold weights for in IAUI and 2,787 in VTI, against full books of 7 and 3,543.
You are not choosing between two funds in isolation.
Whichever of IAUI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IAUI or VTI?
IAUI has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, IAUI or VTI?
Over the past year IAUI returned +0.79% vs +17.34% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), IAUI annualized +6.12% vs +22.92% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IAUI or VTI?
IAUI has been the more volatile fund at 20.4% annualized versus 11.9% for VTI. Worst drawdown: IAUI -25.6% vs VTI -8.9%.
Should I hold both IAUI and VTI?
IAUI and VTI have a monthly-return correlation of 0.30, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IAUI or VTI?
IAUI yields 12.85% while VTI yields 1.03%, so IAUI currently pays the higher dividend yield.
Is VTI better than IAUI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.