IAUM vs VXUS
iShares Gold Trust Micro vs Vanguard Total International Stock ETF
Which is better, IAUM or VXUS?
Gold against Large Cap Blend.
VXUS has a lower expense ratio. IAUM led over 3Y, 5Y and the full window, VXUS over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IAUM | VXUS |
|---|---|---|
| Expense Ratio | 0.09% | 0.05%Best |
| AUM | $7.8B | $158.1B |
| Dividend Yield | 0.00% | 2.51% |
| Holdings | 2 | 8,747 |
| YTD Return | +0.35% | +14.48%Best |
| 1Y Return | +19.50% | +22.28%Best |
| 3Y Return (annualized) | +31.40%Best | +20.00% |
| 5Y Return (annualized) | +19.32%Best | +8.91% |
| Volatility (annualized) | 16.6% | 14.9%Best |
| Max Drawdown | -26.3%Best | -29.4% |
| $10,000 over 5 years | $24,186Best | $15,323 |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Commodity | Equity |
| Style | Gold | Large Cap Blend |
| Inception | Jun 15, 2021 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 29, 2021 to Sep 11, 2026 (5.2 years).
IAUM vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.
IAUM vs VXUS Performance
iShares Gold Trust Micro (IAUM) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year IAUM returned +19.50% while VXUS returned +22.28%. Year to date, IAUM is up 0.35% versus a gain of 14.48% for VXUS.
Over three years, IAUM compounded at +31.40% per year against +20.00% for VXUS; over five years the annualized figures are +19.32% and +8.91% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IAUM has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 14.9% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.3% for IAUM and -29.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.47. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IAUM charges 0.09% per year while VXUS charges 0.05%. On a $10,000 position that is $9 vs $5 annually, a gap of $4 per year that compounds over a long holding period. On income, IAUM currently yields 0.00% against 2.51% for VXUS.
You are not choosing between two funds in isolation.
Whichever of IAUM and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IAUM or VXUS?
IAUM has an expense ratio of 0.09% while VXUS charges 0.05%. VXUS is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, IAUM or VXUS?
Over the past year IAUM returned +19.50% vs +22.28% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IAUM or VXUS?
IAUM has been the more volatile fund at 16.6% annualized versus 14.9% for VXUS. Worst drawdown: IAUM -26.3% vs VXUS -29.4%.
Should I hold both IAUM and VXUS?
IAUM and VXUS have a monthly-return correlation of 0.47, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IAUM or VXUS?
IAUM yields 0.00% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than IAUM?
VXUS has a lower expense ratio. IAUM led over 3Y, 5Y and the full window, VXUS over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.