IBDT vs QQQ
iShares iBonds Dec 2028 Term Corporate ETF vs Invesco QQQ Trust, Series 1
Which is better, IBDT or QQQ?
QQQ has been ahead.
IBDT has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBDT | QQQ |
|---|---|---|
| Expense Ratio | 0.10%Best | 0.18% |
| AUM | $4.1B | $483.5B |
| Dividend Yield | 4.51% | 0.44% |
| Holdings | 732 | 107 |
| YTD Return | +0.91% | +21.16%Best |
| 1Y Return | +2.24% | +24.78%Best |
| 3Y Return (annualized) | +5.77% | +27.95%Best |
| 5Y Return (annualized) | +1.10% | +15.36%Best |
| Volatility (annualized) | 6.3%Best | 20.7% |
| Max Drawdown | -17.8%Best | -35.1% |
| $10,000 over 5 years | $10,562 | $20,430Best |
| Fund Family | iShares by BlackRock (US) | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Growth |
| Inception | Sep 18, 2018 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 20, 2018 to Sep 24, 2026 (8 years).
IBDT vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IBDT vs QQQ Performance
iShares iBonds Dec 2028 Term Corporate ETF (IBDT) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year IBDT returned +2.24% while QQQ returned +24.78%. Year to date, IBDT is up 0.91% versus a gain of 21.16% for QQQ.
Over three years, IBDT compounded at +5.77% per year against +27.95% for QQQ; over five years the annualized figures are +1.10% and +15.36% respectively. Across the full 8-year window we track, QQQ has the edge at +19.42% annualized vs +2.69%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.7% compared with 6.3% for IBDT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.8% for IBDT and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBDT charges 0.10% per year while QQQ charges 0.18%. On a $10,000 position that is $10 vs $18 annually, a gap of $8 per year that compounds over a long holding period. On income, IBDT currently yields 4.51% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 604 holdings in IBDT and 102 in QQQ, totalling 84.6% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 604 positions we hold weights for in IBDT and 102 in QQQ, against full books of 732 and 107.
You are not choosing between two funds in isolation.
Whichever of IBDT and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBDT or QQQ?
IBDT has an expense ratio of 0.10% while QQQ charges 0.18%. IBDT is the cheaper option, by $8 a year on a $10,000 investment.
Which performed better, IBDT or QQQ?
Over the past year IBDT returned +2.24% vs +24.78% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (8 years), IBDT annualized +2.69% vs +19.42% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBDT or QQQ?
QQQ has been the more volatile fund at 20.7% annualized versus 6.3% for IBDT. Worst drawdown: IBDT -17.8% vs QQQ -35.1%.
Should I hold both IBDT and QQQ?
IBDT and QQQ have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBDT or QQQ?
IBDT yields 4.51% while QQQ yields 0.44%, so IBDT currently pays the higher dividend yield.
Is QQQ better than IBDT?
IBDT has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.