IBDT vs VXUS
iShares iBonds Dec 2028 Term Corporate ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | IBDT | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.05% | |
| AUM | $4.1B | $156.5B | |
| Dividend Yield | 4.54% | 2.60% | |
| Holdings | 730 | 8,747 | |
| YTD Return | +1.00% | +14.19% | |
| 1Y Return | +3.28% | +27.38% | |
| 3Y Return (annualized) | +5.66% | +19.53% | |
| 5Y Return (annualized) | +1.10% | +9.03% | |
| Volatility (annualized) | 6.4% | 15.1% | |
| Max Drawdown | -17.8% | -39.9% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 18, 2018 | Jan 26, 2011 |
IBDT vs VXUS Performance
iShares iBonds Dec 2028 Term Corporate ETF (IBDT) is a ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year IBDT returned +3.28% while VXUS returned +27.38%. Year to date, IBDT is up 1.00% versus a gain of 14.19% for VXUS.
Over three years, IBDT compounded at +5.66% per year against +19.53% for VXUS; over five years the annualized figures are +1.10% and +9.03% respectively. Across the full 8-year window we track, VXUS has the edge at +4.83% annualized vs +2.75%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.4% for IBDT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.8% for IBDT and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBDT charges 0.10% per year while VXUS charges 0.05%. On a $10,000 position that is $10 vs $5 annually, a gap of $5 per year that compounds over a long holding period. On income, IBDT currently yields 4.54% against 2.60% for VXUS.
Holdings Overlap
IBDT and VXUS share 0 holdings out of 7885 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBDT or VXUS?
IBDT has an expense ratio of 0.10% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
Which performed better, IBDT or VXUS?
Over the past year IBDT returned +3.28% vs +27.38% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (8 years), IBDT annualized +2.75% vs +4.83% for VXUS. Past performance does not guarantee future results.
Which is riskier, IBDT or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 6.4% for IBDT. Worst drawdown: IBDT -17.8% vs VXUS -39.9%.
Should I hold both IBDT and VXUS?
IBDT and VXUS have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBDT and VXUS?
IBDT and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7885 unique securities.
Which pays a higher dividend, IBDT or VXUS?
IBDT yields 4.54% while VXUS yields 2.60%, so IBDT currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.