IBDU vs VOO
iShares iBonds Dec 2029 Term Corporate ETF vs Vanguard S&P 500 ETF
Which is better, IBDU or VOO?
Short Term High Quality against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBDU | VOO |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $3.9B | $997.4B |
| Dividend Yield | 4.64% | 1.04% |
| Holdings | 675 | 509 |
| YTD Return | +0.43% | +14.14%Best |
| 1Y Return | +1.60% | +17.31%Best |
| 3Y Return (annualized) | +6.12% | +23.04%Best |
| 5Y Return (annualized) | +0.81% | +13.63%Best |
| Volatility (annualized) | 7.3%Best | 16.6% |
| Max Drawdown | -19.5%Best | -34.3% |
| $10,000 over 5 years | $10,412 | $18,944Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Short Term High Quality | Large Cap Blend |
| Inception | Sep 17, 2019 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 19, 2019 to Sep 22, 2026 (7 years).
IBDU vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7 years both funds cover.
IBDU vs VOO Performance
iShares iBonds Dec 2029 Term Corporate ETF (IBDU) is an ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year IBDU returned +1.60% while VOO returned +17.31%. Year to date, IBDU is up 0.43% versus a gain of 14.14% for VOO.
Over three years, IBDU compounded at +6.12% per year against +23.04% for VOO; over five years the annualized figures are +0.81% and +13.63% respectively. Across the full 7-year window we track, VOO has the edge at +15.74% annualized vs +1.80%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 7.3% for IBDU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.5% for IBDU and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBDU charges 0.10% per year while VOO charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBDU currently yields 4.64% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 543 holdings in IBDU and 494 in VOO, totalling 80.2% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 543 positions we hold weights for in IBDU and 494 in VOO, against full books of 675 and 509.
You are not choosing between two funds in isolation.
Whichever of IBDU and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBDU or VOO?
IBDU has an expense ratio of 0.10% while VOO charges 0.03%. VOO is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, IBDU or VOO?
Over the past year IBDU returned +1.60% vs +17.31% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (7 years), IBDU annualized +1.80% vs +15.74% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBDU or VOO?
VOO has been the more volatile fund at 16.6% annualized versus 7.3% for IBDU. Worst drawdown: IBDU -19.5% vs VOO -34.3%.
Should I hold both IBDU and VOO?
IBDU and VOO have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBDU or VOO?
IBDU yields 4.64% while VOO yields 1.04%, so IBDU currently pays the higher dividend yield.
Is VOO better than IBDU?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.