IBDZ vs QQQ
iShares iBonds Dec 2034 Term Corporate ETF vs Invesco QQQ Trust, Series 1
Which is better, IBDZ or QQQ?
Long Term Bond against Large Cap Growth.
IBDZ has a lower expense ratio. QQQ led over 1Y and the full window. IBDZ is less concentrated, with 8.1% of the fund in its ten largest positions against 46.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBDZ | QQQ |
|---|---|---|
| Expense Ratio | 0.10%Best | 0.18% |
| AUM | $852M | $483.5B |
| Dividend Yield | 4.94% | 0.44% |
| Holdings | 374 | 107 |
| YTD Return | -1.68% | +17.95%Best |
| 1Y Return | -0.81% | +21.77%Best |
| 3Y Return (annualized) | - | +25.63% |
| 5Y Return (annualized) | - | +15.24% |
| Volatility (annualized) | 4.5%Best | 17.6% |
| Max Drawdown | -5.6%Best | -22.8% |
| $10,000 over 2.3 years | $11,139 | $15,882Best |
| Top 10 Weight | 8.1%Best | 46.5% |
| Fund Family | iShares by BlackRock (US) | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Bond | Large Cap Growth |
| Inception | May 22, 2024 | Mar 10, 1999 |
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: May 24, 2024 to Sep 18, 2026 (2.3 years).
IBDZ vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
IBDZ vs QQQ Performance
iShares iBonds Dec 2034 Term Corporate ETF (IBDZ) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year IBDZ returned -0.81% while QQQ returned +21.77%. Year to date, IBDZ is down 1.68% versus a gain of 17.95% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 4.5% for IBDZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.6% for IBDZ and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
IBDZ charges 0.10% per year while QQQ charges 0.18%. On a $10,000 position that is $10 vs $18 annually, a gap of $8 per year that compounds over a long holding period. On income, IBDZ currently yields 4.94% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 360 holdings in IBDZ and 102 in QQQ, totalling 95.5% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 360 positions we hold weights for in IBDZ and 102 in QQQ, against full books of 374 and 107.
What only one of them owns
Measured across the 360 and 102 positions we hold weights for.
QQQ holds 96 positions IBDZ does not, 97.5% of the fund.
Largest: NVDA 8.44%, AAPL 7.27%, MSFT 5.76%, AMZN 4.67%, MU 4.43%
You are not choosing between two funds in isolation.
Whichever of IBDZ and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBDZ or QQQ?
IBDZ has an expense ratio of 0.10% while QQQ charges 0.18%. IBDZ is the cheaper option, by $8 a year on a $10,000 investment.
Which performed better, IBDZ or QQQ?
Over the past year IBDZ returned -0.81% vs +21.77% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), IBDZ annualized +4.80% vs +22.28% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBDZ or QQQ?
QQQ has been the more volatile fund at 17.6% annualized versus 4.5% for IBDZ. Worst drawdown: IBDZ -5.6% vs QQQ -22.8%.
Should I hold both IBDZ and QQQ?
IBDZ and QQQ have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBDZ or QQQ?
IBDZ yields 4.94% while QQQ yields 0.44%, so IBDZ currently pays the higher dividend yield.
Is QQQ better than IBDZ?
IBDZ has a lower expense ratio. QQQ led over 1Y and the full window. IBDZ is less concentrated, with 8.1% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.