IBDZ vs VOO
iShares iBonds Dec 2034 Term Corporate ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | IBDZ | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.03% | |
| AUM | $867M | $979.0B | |
| Dividend Yield | 4.85% | 1.09% | |
| Holdings | 374 | 509 | |
| YTD Return | -0.38% | +14.48% | |
| 1Y Return | +2.18% | +22.02% | |
| 3Y Return (annualized) | - | +21.80% | |
| 5Y Return (annualized) | - | +13.36% | |
| Volatility (annualized) | 4.5% | 14.2% | |
| Max Drawdown | -5.6% | -34.3% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 22, 2024 | Sep 7, 2010 |
IBDZ vs VOO Performance
iShares iBonds Dec 2034 Term Corporate ETF (IBDZ) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year IBDZ returned +2.18% while VOO returned +22.02%. Year to date, IBDZ is down 0.38% versus a gain of 14.48% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 4.5% for IBDZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.6% for IBDZ and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBDZ charges 0.10% per year while VOO charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBDZ currently yields 4.85% against 1.09% for VOO.
Holdings Overlap
IBDZ and VOO share 0 holdings out of 862 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBDZ or VOO?
IBDZ has an expense ratio of 0.10% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, IBDZ or VOO?
Over the past year IBDZ returned +2.18% vs +22.02% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), IBDZ annualized +5.64% vs +13.61% for VOO. Past performance does not guarantee future results.
Which is riskier, IBDZ or VOO?
VOO has been the more volatile fund at 14.2% annualized versus 4.5% for IBDZ. Worst drawdown: IBDZ -5.6% vs VOO -34.3%.
Should I hold both IBDZ and VOO?
IBDZ and VOO have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBDZ and VOO?
IBDZ and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 862 unique securities.
Which pays a higher dividend, IBDZ or VOO?
IBDZ yields 4.85% while VOO yields 1.09%, so IBDZ currently pays the higher dividend yield.
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