IBGA vs VYM
iShares iBonds Dec 2044 Term Treasury ETF vs Vanguard High Dividend Yield ETF
Which is better, IBGA or VYM?
Short Term Government Bond against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBGA | VYM |
|---|---|---|
| Expense Ratio | 0.07% | 0.04%Best |
| AUM | $106M | $81.6B |
| Dividend Yield | 4.77% | 2.24% |
| Holdings | 10 | 613 |
| YTD Return | -2.04% | +15.29%Best |
| 1Y Return | +0.09% | +22.23%Best |
| 3Y Return (annualized) | - | +18.81% |
| 5Y Return (annualized) | - | +12.14% |
| Volatility (annualized) | 8.7%Best | 10.0% |
| Max Drawdown | -11.1%Best | -14.5% |
| $10,000 over 2.2 years | $10,340 | $14,719Best |
| Top 10 Weight | - | 25.9% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Short Term Government Bond | Large Cap Value |
| Inception | Jun 11, 2024 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jun 12, 2024 to Sep 3, 2026 (2.2 years).
IBGA vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
IBGA vs VYM Performance
iShares iBonds Dec 2044 Term Treasury ETF (IBGA) is an ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year IBGA returned +0.09% while VYM returned +22.23%. Year to date, IBGA is down 2.04% versus a gain of 15.29% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.0% compared with 8.7% for IBGA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.1% for IBGA and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.47. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBGA charges 0.07% per year while VYM charges 0.04%. On a $10,000 position that is $7 vs $4 annually, a gap of $3 per year that compounds over a long holding period. On income, IBGA currently yields 4.77% against 2.24% for VYM.
Holdings Overlap
We hold position weights for 9 holdings in IBGA and 603 in VYM, totalling 100.4% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 9 positions we hold weights for in IBGA and 603 in VYM, against full books of 10 and 613.
What only one of them owns
Measured across the 9 and 603 positions we hold weights for.
VYM holds 570 positions IBGA does not, 97.4% of the fund.
Largest: AVGO 7.29%, JPM 3.38%, JNJ 2.54%, XOM 2.36%, CAT 2.01%
You are not choosing between two funds in isolation.
Whichever of IBGA and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBGA or VYM?
IBGA has an expense ratio of 0.07% while VYM charges 0.04%. VYM is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, IBGA or VYM?
Over the past year IBGA returned +0.09% vs +22.23% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), IBGA annualized +1.53% vs +19.21% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBGA or VYM?
VYM has been the more volatile fund at 10.0% annualized versus 8.7% for IBGA. Worst drawdown: IBGA -11.1% vs VYM -14.5%.
Should I hold both IBGA and VYM?
IBGA and VYM have a monthly-return correlation of 0.47, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBGA or VYM?
IBGA yields 4.77% while VYM yields 2.24%, so IBGA currently pays the higher dividend yield.
Is VYM better than IBGA?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.