IBGA vs VXUS
iShares iBonds Dec 2044 Term Treasury ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | IBGA | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.05% | |
| AUM | $103M | $156.5B | |
| Dividend Yield | 4.61% | 2.60% | |
| Holdings | 9 | 8,747 | |
| YTD Return | -2.90% | +14.07% | |
| 1Y Return | -0.80% | +27.24% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.14% | |
| Volatility (annualized) | 8.8% | 15.1% | |
| Max Drawdown | -11.1% | -39.9% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 11, 2024 | Jan 26, 2011 |
IBGA vs VXUS Performance
iShares iBonds Dec 2044 Term Treasury ETF (IBGA) is a ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year IBGA returned -0.80% while VXUS returned +27.24%. Year to date, IBGA is down 2.90% versus a gain of 14.07% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.8% for IBGA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.1% for IBGA and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBGA charges 0.07% per year while VXUS charges 0.05%. On a $10,000 position that is $7 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, IBGA currently yields 4.61% against 2.60% for VXUS.
Holdings Overlap
IBGA and VXUS share 0 holdings out of 7869 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBGA or VXUS?
IBGA has an expense ratio of 0.07% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, IBGA or VXUS?
Over the past year IBGA returned -0.80% vs +27.24% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), IBGA annualized +1.16% vs +4.83% for VXUS. Past performance does not guarantee future results.
Which is riskier, IBGA or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 8.8% for IBGA. Worst drawdown: IBGA -11.1% vs VXUS -39.9%.
Should I hold both IBGA and VXUS?
IBGA and VXUS have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBGA and VXUS?
IBGA and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7869 unique securities.
Which pays a higher dividend, IBGA or VXUS?
IBGA yields 4.61% while VXUS yields 2.60%, so IBGA currently pays the higher dividend yield.
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