IBGC vs VYM

IBGC vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 613 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricIBGCVYMWinner
Expense Ratio0.07%0.04%
AUM$30M$81.6B
Dividend Yield1.22%2.24%
Holdings8613
YTD Return-1.57%+14.87%
1Y Return-+21.39%
3Y Return (annualized)-+18.69%
5Y Return (annualized)-+11.98%
Volatility (annualized)-14.5%
Max Drawdown-5.3%-58.8%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMar 25, 2026Nov 10, 2006

IBGC vs VYM Performance

iShares iBonds Dec 2046 Term Treasury ETF (IBGC) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, IBGC is down 1.57% versus a gain of 14.87% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -5.3% for IBGC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

IBGC charges 0.07% per year while VYM charges 0.04%. On a $10,000 position that is $7 vs $4 annually, a gap of $3 per year that compounds over a long holding period. On income, IBGC currently yields 1.22% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

IBGC and VYM share 0 holdings out of 608 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IBGC or VYM?

IBGC has an expense ratio of 0.07% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

What is the holdings overlap between IBGC and VYM?

IBGC and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 608 unique securities.

Which pays a higher dividend, IBGC or VYM?

IBGC yields 1.22% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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