IBGK vs IVV
iShares iBonds Dec 2054 Term Treasury ETF vs iShares Core S&P 500 ETF
Which is better, IBGK or IVV?
Short Term Municipal Bond against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBGK | IVV |
|---|---|---|
| Expense Ratio | 0.07% | 0.03%Best |
| AUM | $6M | $876.4B |
| Dividend Yield | 4.79% | 1.06% |
| Holdings | 6 | 508 |
| YTD Return | -4.17% | +12.51%Best |
| 1Y Return | -6.12% | +17.57%Best |
| 3Y Return (annualized) | - | +21.27% |
| 5Y Return (annualized) | - | +12.95% |
| Volatility (annualized) | 10.3%Best | 11.9% |
| Max Drawdown | -14.0%Best | -18.8% |
| $10,000 over 2.2 years | $9,757 | $14,406Best |
| Top 10 Weight | - | 37.9% |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | Short Term Municipal Bond | Large Cap Blend |
| Inception | Jun 11, 2024 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jun 12, 2024 to Sep 11, 2026 (2.2 years).
IBGK vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
IBGK vs IVV Performance
iShares iBonds Dec 2054 Term Treasury ETF (IBGK) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year IBGK returned -6.12% while IVV returned +17.57%. Year to date, IBGK is down 4.17% versus a gain of 12.51% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 10.3% for IBGK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for IBGK and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.24. They move largely independently of each other.
Fees and Cost Over Time
IBGK charges 0.07% per year while IVV charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, IBGK currently yields 4.79% against 1.06% for IVV.
Holdings Overlap
1.1% of IBGK's money is in holdings IVV also owns. 0.2% of IVV's money is in holdings IBGK also owns.
IBGK and IVV share little of their money.
1 positions in common, counted across the 5 positions we hold weights for in IBGK and 505 in IVV, against full books of 6 and 508.
What only one of them owns
Our book lists 494 positions for IVV that do not appear in our book for IBGK (99.2% of the fund), and 4 for IBGK that do not appear in IVV (99.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IBGK | Weight in IVV | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 1.08% | 0.18% | 0.90% |
You are not choosing between two funds in isolation.
Whichever of IBGK and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBGK or IVV?
IBGK has an expense ratio of 0.07% while IVV charges 0.03%. IVV is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, IBGK or IVV?
Over the past year IBGK returned -6.12% vs +17.57% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IBGK annualized -1.11% vs +18.05% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBGK or IVV?
IVV has been the more volatile fund at 11.9% annualized versus 10.3% for IBGK. Worst drawdown: IBGK -14.0% vs IVV -18.8%.
Should I hold both IBGK and IVV?
IBGK and IVV have a monthly-return correlation of 0.24, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IBGK and IVV?
1.1% of IBGK's money is in holdings IVV also owns. 0.2% of IVV's is in holdings IBGK also owns. They hold 1 positions in common, counted across the 5 positions we hold weights for in IBGK and 505 in IVV.
Which pays a higher dividend, IBGK or IVV?
IBGK yields 4.79% while IVV yields 1.06%, so IBGK currently pays the higher dividend yield.
Is IVV better than IBGK?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.