IBGK vs IVV
iShares iBonds Dec 2054 Term Treasury ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IBGK | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.03% | |
| AUM | $6M | $907.0B | |
| Dividend Yield | 4.79% | 1.10% | |
| Holdings | 5 | 508 | |
| YTD Return | -3.24% | +12.71% | |
| 1Y Return | -0.69% | +21.89% | |
| 3Y Return (annualized) | - | +22.08% | |
| 5Y Return (annualized) | - | +12.96% | |
| Volatility (annualized) | 10.4% | 15.1% | |
| Max Drawdown | -14.0% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 11, 2024 | May 15, 2000 |
IBGK vs IVV Performance
iShares iBonds Dec 2054 Term Treasury ETF (IBGK) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IBGK returned -0.69% while IVV returned +21.89%. Year to date, IBGK is down 3.24% versus a gain of 12.71% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.4% for IBGK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for IBGK and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.22. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBGK charges 0.07% per year while IVV charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, IBGK currently yields 4.79% against 1.10% for IVV.
Holdings Overlap
IBGK and IVV share 1 holdings out of 509 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IBGK | Weight in IVV | Difference |
|---|---|---|---|
| XTSLA | 0.36% | 0.15% | 0.21% |
Frequently Asked Questions
Which is cheaper, IBGK or IVV?
IBGK has an expense ratio of 0.07% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, IBGK or IVV?
Over the past year IBGK returned -0.69% vs +21.89% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IBGK annualized -0.70% vs +7.00% for IVV. Past performance does not guarantee future results.
Which is riskier, IBGK or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 10.4% for IBGK. Worst drawdown: IBGK -14.0% vs IVV -56.5%.
Should I hold both IBGK and IVV?
IBGK and IVV have a monthly-return correlation of 0.22, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBGK and IVV?
IBGK and IVV share 1 common holdings with a 0.1% weight overlap. Combined, they hold 509 unique securities.
Which pays a higher dividend, IBGK or IVV?
IBGK yields 4.79% while IVV yields 1.10%, so IBGK currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.