IBGK vs QQQ
iShares iBonds Dec 2054 Term Treasury ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
IBGK has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | IBGK | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.18% | |
| AUM | $6M | $496.3B | |
| Dividend Yield | 4.79% | 0.44% | |
| Holdings | 5 | 108 | |
| YTD Return | -3.24% | +16.64% | |
| 1Y Return | -0.69% | +27.27% | |
| 3Y Return (annualized) | - | +25.96% | |
| 5Y Return (annualized) | - | +14.54% | |
| Volatility (annualized) | 10.4% | 30.6% | |
| Max Drawdown | -14.0% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 11, 2024 | Mar 10, 1999 |
IBGK vs QQQ Performance
iShares iBonds Dec 2054 Term Treasury ETF (IBGK) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year IBGK returned -0.69% while QQQ returned +27.27%. Year to date, IBGK is down 3.24% versus a gain of 16.64% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 10.4% for IBGK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for IBGK and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.12. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBGK charges 0.07% per year while QQQ charges 0.18%. On a $10,000 position that is $7 vs $18 annually, a gap of $11 per year that compounds over a long holding period. On income, IBGK currently yields 4.79% against 0.44% for QQQ.
Holdings Overlap
IBGK and QQQ share 0 holdings out of 107 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBGK or QQQ?
IBGK has an expense ratio of 0.07% while QQQ charges 0.18%. IBGK is the cheaper option. On a $10,000 investment, that is $11 per year of difference.
Which performed better, IBGK or QQQ?
Over the past year IBGK returned -0.69% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), IBGK annualized -0.70% vs +13.03% for QQQ. Past performance does not guarantee future results.
Which is riskier, IBGK or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 10.4% for IBGK. Worst drawdown: IBGK -14.0% vs QQQ -83.0%.
Should I hold both IBGK and QQQ?
IBGK and QQQ have a monthly-return correlation of 0.12, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBGK and QQQ?
IBGK and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 107 unique securities.
Which pays a higher dividend, IBGK or QQQ?
IBGK yields 4.79% while QQQ yields 0.44%, so IBGK currently pays the higher dividend yield.
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