IBGL vs QQQ
iShares iBonds Dec 2055 Term Treasury ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
IBGL has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | IBGL | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.18% | |
| AUM | $6M | $496.3B | |
| Dividend Yield | 4.84% | 0.44% | |
| Holdings | 5 | 108 | |
| YTD Return | -2.87% | +16.23% | |
| 1Y Return | -0.80% | +26.23% | |
| 3Y Return (annualized) | - | +25.75% | |
| 5Y Return (annualized) | - | +14.78% | |
| Volatility (annualized) | 8.6% | 30.6% | |
| Max Drawdown | -9.0% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 25, 2025 | Mar 10, 1999 |
IBGL vs QQQ Performance
iShares iBonds Dec 2055 Term Treasury ETF (IBGL) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year IBGL returned -0.80% while QQQ returned +26.23%. Year to date, IBGL is down 2.87% versus a gain of 16.23% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 8.6% for IBGL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.0% for IBGL and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBGL charges 0.07% per year while QQQ charges 0.18%. On a $10,000 position that is $7 vs $18 annually, a gap of $11 per year that compounds over a long holding period. On income, IBGL currently yields 4.84% against 0.44% for QQQ.
Holdings Overlap
IBGL and QQQ share 0 holdings out of 106 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBGL or QQQ?
IBGL has an expense ratio of 0.07% while QQQ charges 0.18%. IBGL is the cheaper option. On a $10,000 investment, that is $11 per year of difference.
Which performed better, IBGL or QQQ?
Over the past year IBGL returned -0.80% vs +26.23% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), IBGL annualized -0.62% vs +13.02% for QQQ. Past performance does not guarantee future results.
Which is riskier, IBGL or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 8.6% for IBGL. Worst drawdown: IBGL -9.0% vs QQQ -83.0%.
Should I hold both IBGL and QQQ?
IBGL and QQQ have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBGL and QQQ?
IBGL and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 106 unique securities.
Which pays a higher dividend, IBGL or QQQ?
IBGL yields 4.84% while QQQ yields 0.44%, so IBGL currently pays the higher dividend yield.
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