IBGL vs IVV
iShares iBonds Dec 2055 Term Treasury ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IBGL | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.03% | |
| AUM | $6M | $865.2B | |
| Dividend Yield | 4.64% | 1.09% | |
| Holdings | 5 | 508 | |
| YTD Return | -3.43% | +13.72% | |
| 1Y Return | -1.46% | +21.64% | |
| 3Y Return (annualized) | - | +21.55% | |
| 5Y Return (annualized) | - | +13.27% | |
| Volatility (annualized) | 8.6% | 15.1% | |
| Max Drawdown | -9.0% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 25, 2025 | May 15, 2000 |
IBGL vs IVV Performance
iShares iBonds Dec 2055 Term Treasury ETF (IBGL) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IBGL returned -1.46% while IVV returned +21.64%. Year to date, IBGL is down 3.43% versus a gain of 13.72% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.6% for IBGL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.0% for IBGL and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.13. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBGL charges 0.07% per year while IVV charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, IBGL currently yields 4.64% against 1.09% for IVV.
Holdings Overlap
IBGL and IVV share 1 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IBGL | Weight in IVV | Difference |
|---|---|---|---|
| XTSLA | 0.01% | 0.15% | 0.14% |
Frequently Asked Questions
Which is cheaper, IBGL or IVV?
IBGL has an expense ratio of 0.07% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, IBGL or IVV?
Over the past year IBGL returned -1.46% vs +21.64% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IBGL annualized -1.04% vs +7.04% for IVV. Past performance does not guarantee future results.
Which is riskier, IBGL or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 8.6% for IBGL. Worst drawdown: IBGL -9.0% vs IVV -56.5%.
Should I hold both IBGL and IVV?
IBGL and IVV have a monthly-return correlation of 0.13, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBGL and IVV?
IBGL and IVV share 1 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, IBGL or IVV?
IBGL yields 4.64% while IVV yields 1.09%, so IBGL currently pays the higher dividend yield.
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