IBGL vs IVV
iShares iBonds Dec 2055 Term Treasury ETF vs iShares Core S&P 500 ETF
Which is better, IBGL or IVV?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBGL | IVV |
|---|---|---|
| Expense Ratio | 0.07% | 0.03%Best |
| AUM | $6M | $876.4B |
| Dividend Yield | 4.87% | 1.06% |
| Holdings | 6 | 508 |
| YTD Return | -3.17% | +14.14%Best |
| 1Y Return | -3.48% | +17.30%Best |
| 3Y Return (annualized) | - | +23.04% |
| 5Y Return (annualized) | - | +13.63% |
| Volatility (annualized) | 8.3%Best | 11.9% |
| Max Drawdown | -9.0%Best | -12.7% |
| $10,000 over 1.5 years | $9,883 | $13,863Best |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Mar 25, 2025 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Mar 26, 2025 to Sep 22, 2026 (1.5 years).
IBGL vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
IBGL vs IVV Performance
iShares iBonds Dec 2055 Term Treasury ETF (IBGL) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year IBGL returned -3.48% while IVV returned +17.30%. Year to date, IBGL is down 3.17% versus a gain of 14.14% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 8.3% for IBGL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.0% for IBGL and -12.7% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.13. They move largely independently of each other.
Fees and Cost Over Time
IBGL charges 0.07% per year while IVV charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, IBGL currently yields 4.87% against 1.06% for IVV.
Holdings Overlap
At least 0.1% of IVV's money is in holdings IBGL also owns.
Stated as a floor: for IBGL, our book for it covers 76.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 4 positions we hold weights for in IBGL and 490 in IVV, against full books of 6 and 508.
Top Shared Holdings
| Stock | Weight in IBGL | Weight in IVV | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 1.26% | 0.15% | 1.11% |
You are not choosing between two funds in isolation.
Whichever of IBGL and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBGL or IVV?
IBGL has an expense ratio of 0.07% while IVV charges 0.03%. IVV is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, IBGL or IVV?
Over the past year IBGL returned -3.48% vs +17.30% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IBGL annualized -0.78% vs +24.33% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBGL or IVV?
IVV has been the more volatile fund at 11.9% annualized versus 8.3% for IBGL. Worst drawdown: IBGL -9.0% vs IVV -12.7%.
Should I hold both IBGL and IVV?
IBGL and IVV have a monthly-return correlation of 0.13, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBGL or IVV?
IBGL yields 4.87% while IVV yields 1.06%, so IBGL currently pays the higher dividend yield.
Is IVV better than IBGL?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.