IBHJ vs QQQ
iShares iBonds 2030 Term High Yield and Income ETF vs Invesco QQQ Trust, Series 1
Which is better, IBHJ or QQQ?
Long Term High Yield Bond against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBHJ | QQQ |
|---|---|---|
| Expense Ratio | 0.35% | 0.18%Best |
| AUM | $179M | $498.6B |
| Dividend Yield | 6.66% | 0.42% |
| Holdings | 294 | 321 |
| YTD Return | -4.17% | +22.67%Best |
| 1Y Return | -3.39% | +24.33%Best |
| 3Y Return (annualized) | +7.21% | +29.05%Best |
| 5Y Return (annualized) | - | +17.00% |
| Volatility (annualized) | 5.3%Best | 17.0% |
| Max Drawdown | -4.9%Best | -22.8% |
| $10,000 over 3.3 years | $12,147 | $21,496Best |
| Fund Family | iShares by BlackRock (US) | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Yield Bond | Large Cap Growth |
| Inception | Jun 21, 2023 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jun 26, 2023 to Oct 2, 2026 (3.3 years).
IBHJ vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
IBHJ vs QQQ Performance
iShares iBonds 2030 Term High Yield and Income ETF (IBHJ) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year IBHJ returned -3.39% while QQQ returned +24.33%. Year to date, IBHJ is down 4.17% versus a gain of 22.67% for QQQ.
Over three years, IBHJ compounded at +7.21% per year against +29.05% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 5.3% for IBHJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.9% for IBHJ and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBHJ charges 0.35% per year while QQQ charges 0.18%. On a $10,000 position that is $35 vs $18 annually, a gap of $17 per year that compounds over a long holding period. On income, IBHJ currently yields 6.66% against 0.42% for QQQ.
Holdings Overlap
We hold position weights for 254 holdings in IBHJ and 102 in QQQ, totalling 83.3% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 254 positions we hold weights for in IBHJ and 102 in QQQ, against full books of 294 and 321.
You are not choosing between two funds in isolation.
Whichever of IBHJ and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBHJ or QQQ?
IBHJ has an expense ratio of 0.35% while QQQ charges 0.18%. QQQ is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, IBHJ or QQQ?
Over the past year IBHJ returned -3.39% vs +24.33% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBHJ or QQQ?
QQQ has been the more volatile fund at 17.0% annualized versus 5.3% for IBHJ. Worst drawdown: IBHJ -4.9% vs QQQ -22.8%.
Should I hold both IBHJ and QQQ?
IBHJ and QQQ have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBHJ or QQQ?
IBHJ yields 6.66% while QQQ yields 0.42%, so IBHJ currently pays the higher dividend yield.
Is QQQ better than IBHJ?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.