IBHJ vs VXUS

IBHJ vs VXUS

Which is better, IBHJ or VXUS?

Long Term High Yield Bond against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIBHJVXUS
Expense Ratio0.35%0.05%Best
AUM$179M$158.1B
Dividend Yield6.66%2.51%
Holdings2978,747
YTD Return-2.22%+14.48%Best
1Y Return-0.92%+22.28%Best
3Y Return (annualized)+6.76%+20.00%Best
5Y Return (annualized)-+8.91%
Volatility (annualized)5.1%Best12.2%
Max Drawdown-4.9%Best-13.6%
$10,000 over 3.2 years$12,362$17,275Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleLong Term High Yield BondLarge Cap Blend
InceptionJun 21, 2023Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 26, 2023 to Sep 11, 2026 (3.2 years).

IBHJ vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.

IBHJ vs VXUS Performance

iShares iBonds 2030 Term High Yield and Income ETF (IBHJ) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year IBHJ returned -0.92% while VXUS returned +22.28%. Year to date, IBHJ is down 2.22% versus a gain of 14.48% for VXUS.

Over three years, IBHJ compounded at +6.76% per year against +20.00% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 12.2% compared with 5.1% for IBHJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.9% for IBHJ and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IBHJ charges 0.35% per year while VXUS charges 0.05%. On a $10,000 position that is $35 vs $5 annually, a gap of $30 per year that compounds over a long holding period. On income, IBHJ currently yields 6.66% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 249 holdings in IBHJ and 8,091 in VXUS, totalling 83.4% and 87.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 62 days apart, IBHJ as of Aug 31, 2026 and VXUS as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 249 positions we hold weights for in IBHJ and 8,091 in VXUS, against full books of 297 and 8,747.

You are not choosing between two funds in isolation.

Whichever of IBHJ and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IBHJVXUS

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Frequently Asked Questions

Which is cheaper, IBHJ or VXUS?

IBHJ has an expense ratio of 0.35% while VXUS charges 0.05%. VXUS is the cheaper option, by $30 a year on a $10,000 investment.

Which performed better, IBHJ or VXUS?

Over the past year IBHJ returned -0.92% vs +22.28% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IBHJ or VXUS?

VXUS has been the more volatile fund at 12.2% annualized versus 5.1% for IBHJ. Worst drawdown: IBHJ -4.9% vs VXUS -13.6%.

Should I hold both IBHJ and VXUS?

IBHJ and VXUS have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IBHJ or VXUS?

IBHJ yields 6.66% while VXUS yields 2.51%, so IBHJ currently pays the higher dividend yield.

Is VXUS better than IBHJ?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.