IBID vs IVV
iShares iBonds Oct 2027 Term TIPS ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IBID | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.03% | |
| AUM | $118M | $865.2B | |
| Dividend Yield | 3.68% | 1.09% | |
| Holdings | 7 | 508 | |
| YTD Return | +2.43% | +13.72% | |
| 1Y Return | +3.44% | +21.64% | |
| 3Y Return (annualized) | +5.33% | +21.55% | |
| 5Y Return (annualized) | - | +13.27% | |
| Volatility (annualized) | 1.8% | 15.1% | |
| Max Drawdown | -1.3% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 13, 2023 | May 15, 2000 |
IBID vs IVV Performance
iShares iBonds Oct 2027 Term TIPS ETF (IBID) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IBID returned +3.44% while IVV returned +21.64%. Year to date, IBID is up 2.43% versus a gain of 13.72% for IVV.
Over three years, IBID compounded at +5.33% per year against +21.55% for IVV. Across the full 3-year window we track, IVV has the edge at +7.04% annualized vs +5.33%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 1.8% for IBID. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.3% for IBID and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.15. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBID charges 0.10% per year while IVV charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBID currently yields 3.68% against 1.09% for IVV.
Holdings Overlap
IBID and IVV share 1 holdings out of 510 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IBID | Weight in IVV | Difference |
|---|---|---|---|
| XTSLA | 0.02% | 0.15% | 0.13% |
Frequently Asked Questions
Which is cheaper, IBID or IVV?
IBID has an expense ratio of 0.10% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, IBID or IVV?
Over the past year IBID returned +3.44% vs +21.64% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IBID annualized +5.33% vs +7.04% for IVV. Past performance does not guarantee future results.
Which is riskier, IBID or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 1.8% for IBID. Worst drawdown: IBID -1.3% vs IVV -56.5%.
Should I hold both IBID and IVV?
IBID and IVV have a monthly-return correlation of 0.15, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBID and IVV?
IBID and IVV share 1 common holdings with a 0.0% weight overlap. Combined, they hold 510 unique securities.
Which pays a higher dividend, IBID or IVV?
IBID yields 3.68% while IVV yields 1.09%, so IBID currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.