IBID vs IVV
iShares iBonds Oct 2027 Term TIPS ETF vs iShares Core S&P 500 ETF
Which is better, IBID or IVV?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBID | IVV |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $130M | $876.4B |
| Dividend Yield | 4.89% | 1.06% |
| Holdings | 7 | 508 |
| YTD Return | +2.87% | +12.39%Best |
| 1Y Return | +3.15% | +16.61%Best |
| 3Y Return (annualized) | +5.34% | +21.38%Best |
| 5Y Return (annualized) | - | +13.51% |
| Volatility (annualized) | 1.8%Best | 12.5% |
| Max Drawdown | -1.3%Best | -18.8% |
| $10,000 over 3 years | $11,672 | $17,834Best |
| Top 10 Weight | - | 37.8% |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Sep 13, 2023 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 15, 2023 to Sep 18, 2026 (3 years).
IBID vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
IBID vs IVV Performance
iShares iBonds Oct 2027 Term TIPS ETF (IBID) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year IBID returned +3.15% while IVV returned +16.61%. Year to date, IBID is up 2.87% versus a gain of 12.39% for IVV.
Over three years, IBID compounded at +5.34% per year against +21.38% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 1.8% for IBID. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.3% for IBID and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.17. They move largely independently of each other.
Fees and Cost Over Time
IBID charges 0.10% per year while IVV charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBID currently yields 4.89% against 1.06% for IVV.
Holdings Overlap
0.1% of IVV's money is in holdings IBID also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 6 positions we hold weights for in IBID and 490 in IVV, against full books of 7 and 508.
What only one of them owns
Our book lists 481 positions for IVV that do not appear in our book for IBID (98.5% of the fund), and 5 for IBID that do not appear in IVV (100.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IBID | Weight in IVV | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 0.03% | 0.15% | 0.12% |
You are not choosing between two funds in isolation.
Whichever of IBID and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBID or IVV?
IBID has an expense ratio of 0.10% while IVV charges 0.03%. IVV is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, IBID or IVV?
Over the past year IBID returned +3.15% vs +16.61% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBID or IVV?
IVV has been the more volatile fund at 12.5% annualized versus 1.8% for IBID. Worst drawdown: IBID -1.3% vs IVV -18.8%.
Should I hold both IBID and IVV?
IBID and IVV have a monthly-return correlation of 0.17, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBID or IVV?
IBID yields 4.89% while IVV yields 1.06%, so IBID currently pays the higher dividend yield.
Is IVV better than IBID?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.