IBIF vs VXUS
iShares iBonds Oct 2029 Term TIPS ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | IBIF | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.05% | |
| AUM | $108M | $156.5B | |
| Dividend Yield | 3.76% | 2.60% | |
| Holdings | 8 | 8,747 | |
| YTD Return | +1.60% | +14.57% | |
| 1Y Return | +2.60% | +27.82% | |
| 3Y Return (annualized) | +5.55% | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 3.2% | 15.1% | |
| Max Drawdown | -2.5% | -39.9% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 13, 2023 | Jan 26, 2011 |
IBIF vs VXUS Performance
iShares iBonds Oct 2029 Term TIPS ETF (IBIF) is a ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year IBIF returned +2.60% while VXUS returned +27.82%. Year to date, IBIF is up 1.60% versus a gain of 14.57% for VXUS.
Over three years, IBIF compounded at +5.55% per year against +19.27% for VXUS. Across the full 3-year window we track, IBIF has the edge at +5.55% annualized vs +4.86%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.2% for IBIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.5% for IBIF and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBIF charges 0.10% per year while VXUS charges 0.05%. On a $10,000 position that is $10 vs $5 annually, a gap of $5 per year that compounds over a long holding period. On income, IBIF currently yields 3.76% against 2.60% for VXUS.
Holdings Overlap
IBIF and VXUS share 0 holdings out of 7868 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBIF or VXUS?
IBIF has an expense ratio of 0.10% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
Which performed better, IBIF or VXUS?
Over the past year IBIF returned +2.60% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), IBIF annualized +5.55% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, IBIF or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 3.2% for IBIF. Worst drawdown: IBIF -2.5% vs VXUS -39.9%.
Should I hold both IBIF and VXUS?
IBIF and VXUS have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBIF and VXUS?
IBIF and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7868 unique securities.
Which pays a higher dividend, IBIF or VXUS?
IBIF yields 3.76% while VXUS yields 2.60%, so IBIF currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.