IBIJ vs IVV
iShares iBonds Oct 2033 Term TIPS ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IBIJ | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.03% | |
| AUM | $53M | $907.0B | |
| Dividend Yield | 5.51% | 1.10% | |
| Holdings | 4 | 508 | |
| YTD Return | +1.10% | +12.71% | |
| 1Y Return | +2.65% | +21.89% | |
| 3Y Return (annualized) | +5.23% | +22.08% | |
| 5Y Return (annualized) | - | +12.96% | |
| Volatility (annualized) | 5.4% | 15.1% | |
| Max Drawdown | -5.3% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 19, 2023 | May 15, 2000 |
IBIJ vs IVV Performance
iShares iBonds Oct 2033 Term TIPS ETF (IBIJ) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IBIJ returned +2.65% while IVV returned +21.89%. Year to date, IBIJ is up 1.10% versus a gain of 12.71% for IVV.
Over three years, IBIJ compounded at +5.23% per year against +22.08% for IVV. Across the full 3-year window we track, IVV has the edge at +7.00% annualized vs +5.23%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.4% for IBIJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.3% for IBIJ and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBIJ charges 0.10% per year while IVV charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBIJ currently yields 5.51% against 1.10% for IVV.
Holdings Overlap
IBIJ and IVV share 1 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IBIJ | Weight in IVV | Difference |
|---|---|---|---|
| XTSLA | 0.01% | 0.15% | 0.14% |
Frequently Asked Questions
Which is cheaper, IBIJ or IVV?
IBIJ has an expense ratio of 0.10% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, IBIJ or IVV?
Over the past year IBIJ returned +2.65% vs +21.89% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IBIJ annualized +5.23% vs +7.00% for IVV. Past performance does not guarantee future results.
Which is riskier, IBIJ or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 5.4% for IBIJ. Worst drawdown: IBIJ -5.3% vs IVV -56.5%.
Should I hold both IBIJ and IVV?
IBIJ and IVV have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBIJ and IVV?
IBIJ and IVV share 1 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.
Which pays a higher dividend, IBIJ or IVV?
IBIJ yields 5.51% while IVV yields 1.10%, so IBIJ currently pays the higher dividend yield.
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