IBIJ vs IVV
iShares iBonds Oct 2033 Term TIPS ETF vs iShares Core S&P 500 ETF
Which is better, IBIJ or IVV?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBIJ | IVV |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $57M | $876.4B |
| Dividend Yield | 5.53% | 1.06% |
| Holdings | 4 | 508 |
| YTD Return | -0.57% | +12.51%Best |
| 1Y Return | -1.29% | +17.57%Best |
| 3Y Return (annualized) | +4.54% | +21.27%Best |
| 5Y Return (annualized) | - | +12.95% |
| Volatility (annualized) | 5.4%Best | 12.4% |
| Max Drawdown | -5.3%Best | -18.8% |
| $10,000 over 3 years | $11,425 | $18,464Best |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Sep 19, 2023 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 21, 2023 to Sep 11, 2026 (3 years).
IBIJ vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
IBIJ vs IVV Performance
iShares iBonds Oct 2033 Term TIPS ETF (IBIJ) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year IBIJ returned -1.29% while IVV returned +17.57%. Year to date, IBIJ is down 0.57% versus a gain of 12.51% for IVV.
Over three years, IBIJ compounded at +4.54% per year against +21.27% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 5.4% for IBIJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.3% for IBIJ and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBIJ charges 0.10% per year while IVV charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBIJ currently yields 5.53% against 1.06% for IVV.
Holdings Overlap
At least 0.2% of IVV's money is in holdings IBIJ also owns.
Stated as a floor: for IBIJ, our book for it covers 100.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 3 positions we hold weights for in IBIJ and 505 in IVV, against full books of 4 and 508.
Top Shared Holdings
| Stock | Weight in IBIJ | Weight in IVV | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 0.00% | 0.18% | 0.18% |
You are not choosing between two funds in isolation.
Whichever of IBIJ and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBIJ or IVV?
IBIJ has an expense ratio of 0.10% while IVV charges 0.03%. IVV is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, IBIJ or IVV?
Over the past year IBIJ returned -1.29% vs +17.57% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBIJ or IVV?
IVV has been the more volatile fund at 12.4% annualized versus 5.4% for IBIJ. Worst drawdown: IBIJ -5.3% vs IVV -18.8%.
Should I hold both IBIJ and IVV?
IBIJ and IVV have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBIJ or IVV?
IBIJ yields 5.53% while IVV yields 1.06%, so IBIJ currently pays the higher dividend yield.
Is IVV better than IBIJ?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.