IBIJ vs QQQ

IBIJ vs QQQ

Which is better, IBIJ or QQQ?

QQQ has been ahead.

IBIJ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window.

Lower Fees: IBIJHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIBIJQQQ
Expense Ratio0.10%Best0.18%
AUM$57M$483.5B
Dividend Yield5.53%0.44%
Holdings4107
YTD Return-0.65%+15.94%Best
1Y Return-1.27%+20.44%Best
3Y Return (annualized)+4.50%+24.86%Best
5Y Return (annualized)-+14.26%
Volatility (annualized)5.4%Best17.3%
Max Drawdown-5.3%Best-22.8%
$10,000 over 3 years$11,412$20,224Best
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryFixed IncomeEquity
Style-Large Cap Growth
InceptionSep 19, 2023Mar 10, 1999

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 21, 2023 to Sep 14, 2026 (3 years).

IBIJ vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.

IBIJ vs QQQ Performance

iShares iBonds Oct 2033 Term TIPS ETF (IBIJ) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year IBIJ returned -1.27% while QQQ returned +20.44%. Year to date, IBIJ is down 0.65% versus a gain of 15.94% for QQQ.

Over three years, IBIJ compounded at +4.50% per year against +24.86% for QQQ.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 5.4% for IBIJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.3% for IBIJ and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.33. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IBIJ charges 0.10% per year while QQQ charges 0.18%. On a $10,000 position that is $10 vs $18 annually, a gap of $8 per year that compounds over a long holding period. On income, IBIJ currently yields 5.53% against 0.44% for QQQ.

Holdings Overlap

We hold position weights for 3 holdings in IBIJ and 102 in QQQ, totalling 100.0% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 3 positions we hold weights for in IBIJ and 102 in QQQ, against full books of 4 and 107.

You are not choosing between two funds in isolation.

Whichever of IBIJ and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IBIJQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IBIJ or QQQ?

IBIJ has an expense ratio of 0.10% while QQQ charges 0.18%. IBIJ is the cheaper option, by $8 a year on a $10,000 investment.

Which performed better, IBIJ or QQQ?

Over the past year IBIJ returned -1.27% vs +20.44% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IBIJ or QQQ?

QQQ has been the more volatile fund at 17.3% annualized versus 5.4% for IBIJ. Worst drawdown: IBIJ -5.3% vs QQQ -22.8%.

Should I hold both IBIJ and QQQ?

IBIJ and QQQ have a monthly-return correlation of 0.33, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IBIJ or QQQ?

IBIJ yields 5.53% while QQQ yields 0.44%, so IBIJ currently pays the higher dividend yield.

Is QQQ better than IBIJ?

IBIJ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.