IBIK vs VYM
iShares iBonds Oct 2034 Term TIPS ETF vs Vanguard High Dividend Yield ETF
Which is better, IBIK or VYM?
Long Term High Quality against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBIK | VYM |
|---|---|---|
| Expense Ratio | 0.10% | 0.04%Best |
| AUM | $91M | $81.6B |
| Dividend Yield | 5.59% | 2.22% |
| Holdings | 3 | 613 |
| YTD Return | -1.53% | +11.35%Best |
| 1Y Return | -1.76% | +15.34%Best |
| 3Y Return (annualized) | - | +17.22% |
| 5Y Return (annualized) | - | +12.30% |
| Volatility (annualized) | 4.8%Best | 10.3% |
| Max Drawdown | -5.6%Best | -14.5% |
| $10,000 over 2.3 years | $10,850 | $14,136Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Quality | Large Cap Value |
| Inception | May 22, 2024 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: May 24, 2024 to Sep 18, 2026 (2.3 years).
IBIK vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
IBIK vs VYM Performance
iShares iBonds Oct 2034 Term TIPS ETF (IBIK) is an ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year IBIK returned -1.76% while VYM returned +15.34%. Year to date, IBIK is down 1.53% versus a gain of 11.35% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.3% compared with 4.8% for IBIK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.6% for IBIK and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBIK charges 0.10% per year while VYM charges 0.04%. On a $10,000 position that is $10 vs $4 annually, a gap of $6 per year that compounds over a long holding period. On income, IBIK currently yields 5.59% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 2 holdings in IBIK and 557 in VYM, totalling 100.0% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in IBIK and 557 in VYM, against full books of 3 and 613.
You are not choosing between two funds in isolation.
Whichever of IBIK and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBIK or VYM?
IBIK has an expense ratio of 0.10% while VYM charges 0.04%. VYM is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, IBIK or VYM?
Over the past year IBIK returned -1.76% vs +15.34% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), IBIK annualized +3.61% vs +16.24% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBIK or VYM?
VYM has been the more volatile fund at 10.3% annualized versus 4.8% for IBIK. Worst drawdown: IBIK -5.6% vs VYM -14.5%.
Should I hold both IBIK and VYM?
IBIK and VYM have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBIK or VYM?
IBIK yields 5.59% while VYM yields 2.22%, so IBIK currently pays the higher dividend yield.
Is VYM better than IBIK?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.