IBMO vs VXUS

IBMO vs VXUS

Which is better, IBMO or VXUS?

Municipal Bond against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIBMOVXUS
Expense Ratio0.18%0.05%Best
AUM$554M$158.1B
Dividend Yield2.39%2.51%
Holdings7438,747
YTD Return+0.10%+12.82%Best
1Y Return+0.45%+19.86%Best
3Y Return (annualized)+2.54%+19.33%Best
5Y Return (annualized)+0.33%+9.46%Best
Volatility (annualized)3.7%Best16.1%
Max Drawdown-14.8%Best-35.1%
$10,000 over 5 years$10,166$15,714Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleMunicipal BondLarge Cap Blend
InceptionApr 2, 2019Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 4, 2019 to Sep 18, 2026 (7.5 years).

IBMO vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

IBMO vs VXUS Performance

Ishares Ibonds Dec 2026 Term Muni Bond ETF (IBMO) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year IBMO returned +0.45% while VXUS returned +19.86%. Year to date, IBMO is up 0.10% versus a gain of 12.82% for VXUS.

Over three years, IBMO compounded at +2.54% per year against +19.33% for VXUS; over five years the annualized figures are +0.33% and +9.46% respectively. Across the full 8-year window we track, VXUS has the edge at +9.10% annualized vs +1.60%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 3.7% for IBMO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.8% for IBMO and -35.1% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IBMO charges 0.18% per year while VXUS charges 0.05%. On a $10,000 position that is $18 vs $5 annually, a gap of $13 per year that compounds over a long holding period. On income, IBMO currently yields 2.39% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 136 holdings in IBMO and 8,082 in VXUS, totalling 38.4% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 136 positions we hold weights for in IBMO and 8,082 in VXUS, against full books of 743 and 8,747.

You are not choosing between two funds in isolation.

Whichever of IBMO and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IBMOVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IBMO or VXUS?

IBMO has an expense ratio of 0.18% while VXUS charges 0.05%. VXUS is the cheaper option, by $13 a year on a $10,000 investment.

Which performed better, IBMO or VXUS?

Over the past year IBMO returned +0.45% vs +19.86% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (8 years), IBMO annualized +1.60% vs +9.10% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IBMO or VXUS?

VXUS has been the more volatile fund at 16.1% annualized versus 3.7% for IBMO. Worst drawdown: IBMO -14.8% vs VXUS -35.1%.

Should I hold both IBMO and VXUS?

IBMO and VXUS have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IBMO or VXUS?

IBMO yields 2.39% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than IBMO?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.