IBMT vs VXUS
iShares iBonds Dec 2031 Term Muni Bond ETF vs Vanguard Total International Stock ETF
Which is better, IBMT or VXUS?
VXUS has been ahead.
VXUS has a lower expense ratio. VXUS led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBMT | VXUS |
|---|---|---|
| Expense Ratio | 0.18% | 0.05%Best |
| AUM | $141M | $158.1B |
| Dividend Yield | 2.34% | 2.51% |
| Holdings | 1,104 | 8,747 |
| YTD Return | -3.36% | +13.64%Best |
| 1Y Return | -3.00% | +20.82%Best |
| 3Y Return (annualized) | - | +19.58% |
| 5Y Return (annualized) | - | +9.14% |
| Volatility (annualized) | 4.0%Best | 12.2% |
| Max Drawdown | -5.0%Best | -12.2% |
| $10,000 over 1.5 years | $10,358 | $14,278Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Mar 25, 2025 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Mar 26, 2025 to Sep 17, 2026 (1.5 years).
IBMT vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
IBMT vs VXUS Performance
iShares iBonds Dec 2031 Term Muni Bond ETF (IBMT) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year IBMT returned -3.00% while VXUS returned +20.82%. Year to date, IBMT is down 3.36% versus a gain of 13.64% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 12.2% compared with 4.0% for IBMT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.0% for IBMT and -12.2% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IBMT charges 0.18% per year while VXUS charges 0.05%. On a $10,000 position that is $18 vs $5 annually, a gap of $13 per year that compounds over a long holding period. On income, IBMT currently yields 2.34% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 179 holdings in IBMT and 8,082 in VXUS, totalling 17.9% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 179 positions we hold weights for in IBMT and 8,082 in VXUS, against full books of 1,104 and 8,747.
You are not choosing between two funds in isolation.
Whichever of IBMT and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBMT or VXUS?
IBMT has an expense ratio of 0.18% while VXUS charges 0.05%. VXUS is the cheaper option, by $13 a year on a $10,000 investment.
Which performed better, IBMT or VXUS?
Over the past year IBMT returned -3.00% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), IBMT annualized +2.37% vs +26.80% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBMT or VXUS?
VXUS has been the more volatile fund at 12.2% annualized versus 4.0% for IBMT. Worst drawdown: IBMT -5.0% vs VXUS -12.2%.
Should I hold both IBMT and VXUS?
IBMT and VXUS have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBMT or VXUS?
IBMT yields 2.34% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than IBMT?
VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.