IBMT vs VXUS
IBMT vs VXUS
iShares iBonds Dec 2031 Term Muni Bond ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | IBMT | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.05% | |
| AUM | $128M | $156.5B | |
| Dividend Yield | 2.39% | 2.60% | |
| Holdings | 927 | 8,747 | |
| YTD Return | -1.43% | +14.57% | |
| 1Y Return | +0.97% | +27.82% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 3.8% | 15.1% | |
| Max Drawdown | -3.7% | -39.9% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 25, 2025 | Jan 26, 2011 |
IBMT vs VXUS Performance
iShares iBonds Dec 2031 Term Muni Bond ETF (IBMT) is a ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year IBMT returned +0.97% while VXUS returned +27.82%. Year to date, IBMT is down 1.43% versus a gain of 14.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.8% for IBMT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.7% for IBMT and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IBMT charges 0.18% per year while VXUS charges 0.05%. On a $10,000 position that is $18 vs $5 annually, a gap of $13 per year that compounds over a long holding period. On income, IBMT currently yields 2.39% against 2.60% for VXUS.
Holdings Overlap
IBMT and VXUS share 0 holdings out of 8024 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBMT or VXUS?
IBMT has an expense ratio of 0.18% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
Which performed better, IBMT or VXUS?
Over the past year IBMT returned +0.97% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (1 years), IBMT annualized +4.06% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, IBMT or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 3.8% for IBMT. Worst drawdown: IBMT -3.7% vs VXUS -39.9%.
Should I hold both IBMT and VXUS?
IBMT and VXUS have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBMT and VXUS?
IBMT and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8024 unique securities.
Which pays a higher dividend, IBMT or VXUS?
IBMT yields 2.39% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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