IBTI vs VXUS
iShares iBonds Dec 2028 Term Treasury ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | IBTI | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.05% | |
| AUM | $1.9B | $156.5B | |
| Dividend Yield | 3.80% | 2.60% | |
| Holdings | 47 | 8,747 | |
| YTD Return | +0.46% | +14.07% | |
| 1Y Return | +2.48% | +27.24% | |
| 3Y Return (annualized) | +4.26% | +19.27% | |
| 5Y Return (annualized) | +0.02% | +9.14% | |
| Volatility (annualized) | 4.8% | 15.1% | |
| Max Drawdown | -18.7% | -39.9% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 25, 2020 | Jan 26, 2011 |
IBTI vs VXUS Performance
iShares iBonds Dec 2028 Term Treasury ETF (IBTI) is a ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year IBTI returned +2.48% while VXUS returned +27.24%. Year to date, IBTI is up 0.46% versus a gain of 14.07% for VXUS.
Over three years, IBTI compounded at +4.26% per year against +19.27% for VXUS; over five years the annualized figures are +0.02% and +9.14% respectively. Across the full 6-year window we track, VXUS has the edge at +4.83% annualized vs +0.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.8% for IBTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.7% for IBTI and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.35. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBTI charges 0.07% per year while VXUS charges 0.05%. On a $10,000 position that is $7 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, IBTI currently yields 3.80% against 2.60% for VXUS.
Holdings Overlap
IBTI and VXUS share 0 holdings out of 7892 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBTI or VXUS?
IBTI has an expense ratio of 0.07% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, IBTI or VXUS?
Over the past year IBTI returned +2.48% vs +27.24% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (6 years), IBTI annualized +0.14% vs +4.83% for VXUS. Past performance does not guarantee future results.
Which is riskier, IBTI or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 4.8% for IBTI. Worst drawdown: IBTI -18.7% vs VXUS -39.9%.
Should I hold both IBTI and VXUS?
IBTI and VXUS have a monthly-return correlation of 0.35, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBTI and VXUS?
IBTI and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7892 unique securities.
Which pays a higher dividend, IBTI or VXUS?
IBTI yields 3.80% while VXUS yields 2.60%, so IBTI currently pays the higher dividend yield.
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