IBUF vs VOO
Innovator International Developed 10 Buffer ETF - Quarterly vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | IBUF | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $109M | $979.0B | |
| Dividend Yield | 0.00% | 1.09% | |
| Holdings | 6 | 509 | |
| YTD Return | +9.79% | +14.48% | |
| 1Y Return | +14.43% | +22.02% | |
| 3Y Return (annualized) | - | +21.80% | |
| 5Y Return (annualized) | - | +13.36% | |
| Volatility (annualized) | 3.4% | 14.2% | |
| Max Drawdown | -5.9% | -34.3% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 1, 2024 | Sep 7, 2010 |
IBUF vs VOO Performance
Innovator International Developed 10 Buffer ETF - Quarterly (IBUF) is a ETF from Innovator ETFs Trust and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year IBUF returned +14.43% while VOO returned +22.02%. Year to date, IBUF is up 9.79% versus a gain of 14.48% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 3.4% for IBUF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.9% for IBUF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBUF charges 0.85% per year while VOO charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, IBUF currently yields 0.00% against 1.09% for VOO.
Frequently Asked Questions
Which is cheaper, IBUF or VOO?
IBUF has an expense ratio of 0.85% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, IBUF or VOO?
Over the past year IBUF returned +14.43% vs +22.02% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), IBUF annualized +12.45% vs +13.61% for VOO. Past performance does not guarantee future results.
Which is riskier, IBUF or VOO?
VOO has been the more volatile fund at 14.2% annualized versus 3.4% for IBUF. Worst drawdown: IBUF -5.9% vs VOO -34.3%.
Should I hold both IBUF and VOO?
IBUF and VOO have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, IBUF or VOO?
IBUF yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.
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