ICF vs QQQ
iShares Select US REIT ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | ICF | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.32% | 0.18% | |
| AUM | $2.1B | $455.8B | |
| Dividend Yield | 2.46% | 0.41% | |
| Holdings | 34 | 108 | |
| YTD Return | +15.58% | +18.20% | |
| 1Y Return | +16.05% | +27.63% | |
| 3Y Return (annualized) | +10.45% | +25.54% | |
| 5Y Return (annualized) | +2.54% | +15.12% | |
| Volatility (annualized) | 21.3% | 30.6% | |
| Max Drawdown | -78.8% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Jan 29, 2001 | Mar 10, 1999 |
ICF vs QQQ Performance
iShares Select US REIT ETF (ICF) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year ICF returned +16.05% while QQQ returned +27.63%. Year to date, ICF is up 15.58% versus a gain of 18.20% for QQQ.
Over three years, ICF compounded at +10.45% per year against +25.54% for QQQ; over five years the annualized figures are +2.54% and +15.12% respectively. Across the full 26-year window we track, QQQ has the edge at +13.11% annualized vs +5.51%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 21.3% for ICF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.8% for ICF and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ICF charges 0.32% per year while QQQ charges 0.18%. On a $10,000 position that is $32 vs $18 annually, a gap of $14 per year that compounds over a long holding period. On income, ICF currently yields 2.46% against 0.41% for QQQ.
Holdings Overlap
ICF and QQQ share 0 holdings out of 134 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ICF or QQQ?
ICF has an expense ratio of 0.32% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $14 per year of difference.
Which performed better, ICF or QQQ?
Over the past year ICF returned +16.05% vs +27.63% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (26 years), ICF annualized +5.51% vs +13.11% for QQQ. Past performance does not guarantee future results.
Which is riskier, ICF or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 21.3% for ICF. Worst drawdown: ICF -78.8% vs QQQ -83.0%.
Should I hold both ICF and QQQ?
ICF and QQQ have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ICF and QQQ?
ICF and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 134 unique securities.
Which pays a higher dividend, ICF or QQQ?
ICF yields 2.46% while QQQ yields 0.41%, so ICF currently pays the higher dividend yield.
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