IDEV vs SCHD
iShares Core MSCI International Developed Markets ETF vs Schwab US Dividend Equity ETF
Quick Verdict
IDEV has a lower expense ratio. SCHD delivered stronger 1-year returns. IDEV offers more diversification with 2,344 holdings.
Side-by-Side Comparison
| Metric | IDEV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.06% | |
| AUM | $32.7B | $108.7B | |
| Dividend Yield | 3.15% | 3.13% | |
| Holdings | 2,344 | 104 | |
| YTD Return | +14.03% | +26.54% | |
| 1Y Return | +23.78% | +30.90% | |
| 3Y Return (annualized) | +19.08% | +16.29% | |
| 5Y Return (annualized) | +9.27% | +9.65% | |
| Volatility (annualized) | 15.4% | 13.6% | |
| Max Drawdown | -38.4% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 21, 2017 | Oct 20, 2011 |
IDEV vs SCHD Performance
iShares Core MSCI International Developed Markets ETF (IDEV) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IDEV returned +23.78% while SCHD returned +30.90%. Year to date, IDEV is up 14.03% versus a gain of 26.54% for SCHD.
Over three years, IDEV compounded at +19.08% per year against +16.29% for SCHD; over five years the annualized figures are +9.27% and +9.65% respectively. Across the full 9-year window we track, SCHD has the edge at +11.51% annualized vs +8.49%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IDEV has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.4% for IDEV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IDEV charges 0.04% per year while SCHD charges 0.06%. On a $10,000 position that is $4 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, IDEV currently yields 3.15% against 3.13% for SCHD.
Holdings Overlap
IDEV and SCHD share 1 holdings out of 1426 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IDEV | Weight in SCHD | Difference |
|---|---|---|---|
| MRK | 0.07% | 4.26% | 4.19% |
Frequently Asked Questions
Which is cheaper, IDEV or SCHD?
IDEV has an expense ratio of 0.04% while SCHD charges 0.06%. IDEV is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, IDEV or SCHD?
Over the past year IDEV returned +23.78% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), IDEV annualized +8.49% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, IDEV or SCHD?
IDEV has been the more volatile fund at 15.4% annualized versus 13.6% for SCHD. Worst drawdown: IDEV -38.4% vs SCHD -33.4%.
Should I hold both IDEV and SCHD?
IDEV and SCHD have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IDEV and SCHD?
IDEV and SCHD share 1 common holdings with a 0.1% weight overlap. Combined, they hold 1426 unique securities.
Which pays a higher dividend, IDEV or SCHD?
IDEV yields 3.15% while SCHD yields 3.13%, so IDEV currently pays the higher dividend yield.
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