IDEV vs SCHD
iShares Core MSCI International Developed Markets ETF vs Schwab US Dividend Equity ETF
Which is better, IDEV or SCHD?
Large Cap Blend against Large Cap Value.
IDEV has a lower expense ratio. IDEV led over 3Y, SCHD over 1Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IDEV | SCHD |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.06% |
| AUM | $32.7B | $112.2B |
| Dividend Yield | 3.15% | 3.13% |
| Holdings | 2,344 | 103 |
| YTD Return | +13.21% | +26.13%Best |
| 1Y Return | +20.94% | +30.01%Best |
| 3Y Return (annualized) | +18.72%Best | +16.09% |
| 5Y Return (annualized) | +8.92% | +9.95%Best |
| Volatility (annualized) | 15.3%Best | 15.6% |
| Max Drawdown | -38.4% | -33.4%Best |
| $10,000 over 5 years | $15,330 | $16,069Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Mar 21, 2017 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Mar 23, 2017 to Sep 8, 2026 (9.5 years).
IDEV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.5 years both funds cover.
IDEV vs SCHD Performance
iShares Core MSCI International Developed Markets ETF (IDEV) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IDEV returned +20.94% while SCHD returned +30.01%. Year to date, IDEV is up 13.21% versus a gain of 26.13% for SCHD.
Over three years, IDEV compounded at +18.72% per year against +16.09% for SCHD; over five years the annualized figures are +8.92% and +9.95% respectively. Across the full 10-year window we track, SCHD has the edge at +11.55% annualized vs +8.34%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.3% for IDEV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.4% for IDEV and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IDEV charges 0.04% per year while SCHD charges 0.06%. On a $10,000 position that is $4 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, IDEV currently yields 3.15% against 3.13% for SCHD.
Holdings Overlap
At least 4.3% of SCHD's money is in holdings IDEV also owns.
Stated as a floor: for IDEV, our book for it covers 87.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and IDEV share little of their money.
1 positions in common, counted across the 1,326 positions we hold weights for in IDEV and 100 in SCHD, against full books of 2,344 and 103.
Top Shared Holdings
| Stock | Weight in IDEV | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Co. Inc. | 0.07% | 4.26% | 4.19% |
You are not choosing between two funds in isolation.
Whichever of IDEV and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IDEV or SCHD?
IDEV has an expense ratio of 0.04% while SCHD charges 0.06%. IDEV is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, IDEV or SCHD?
Over the past year IDEV returned +20.94% vs +30.01% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), IDEV annualized +8.34% vs +11.55% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IDEV or SCHD?
SCHD has been the more volatile fund at 15.6% annualized versus 15.3% for IDEV. Worst drawdown: IDEV -38.4% vs SCHD -33.4%.
Should I hold both IDEV and SCHD?
IDEV and SCHD have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IDEV and SCHD?
At least 4.3% of SCHD's money is in holdings IDEV also owns. Our book for IDEV is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 1,326 positions we hold weights for in IDEV and 100 in SCHD.
Which pays a higher dividend, IDEV or SCHD?
IDEV yields 3.15% while SCHD yields 3.13%, so IDEV currently pays the higher dividend yield.
Is SCHD better than IDEV?
IDEV has a lower expense ratio. IDEV led over 3Y, SCHD over 1Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.