IDV vs SCHD
iShares International Select Dividend ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | IDV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $8.2B | $103.7B | |
| Dividend Yield | 5.50% | 3.31% | |
| Holdings | 125 | 104 | |
| YTD Return | +11.46% | +25.62% | |
| 1Y Return | +26.24% | +32.62% | |
| 3Y Return (annualized) | +25.35% | +15.58% | |
| 5Y Return (annualized) | +12.54% | +9.63% | |
| Volatility (annualized) | 22.6% | 13.6% | |
| Max Drawdown | -76.3% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 11, 2007 | Oct 20, 2011 |
IDV vs SCHD Performance
iShares International Select Dividend ETF (IDV) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IDV returned +26.24% while SCHD returned +32.62%. Year to date, IDV is up 11.46% versus a gain of 25.62% for SCHD.
Over three years, IDV compounded at +25.35% per year against +15.58% for SCHD; over five years the annualized figures are +12.54% and +9.63% respectively. Across the full 15-year window we track, SCHD has the edge at +11.47% annualized vs +1.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IDV has been the more volatile fund, with annualized monthly volatility of 22.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -76.3% for IDV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IDV charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, IDV currently yields 5.50% against 3.31% for SCHD.
Holdings Overlap
IDV and SCHD share 0 holdings out of 198 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IDV or SCHD?
IDV has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, IDV or SCHD?
Over the past year IDV returned +26.24% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), IDV annualized +1.04% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, IDV or SCHD?
IDV has been the more volatile fund at 22.6% annualized versus 13.6% for SCHD. Worst drawdown: IDV -76.3% vs SCHD -33.4%.
Should I hold both IDV and SCHD?
IDV and SCHD have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IDV and SCHD?
IDV and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 198 unique securities.
Which pays a higher dividend, IDV or SCHD?
IDV yields 5.50% while SCHD yields 3.31%, so IDV currently pays the higher dividend yield.
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