IFEB vs SCHD
Innovator International Developed Power Buffer ETF - February vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | IFEB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.06% | |
| AUM | $62M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 6 | 104 | |
| YTD Return | +5.91% | +25.62% | |
| 1Y Return | +11.40% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 7.0% | 13.6% | |
| Max Drawdown | -8.8% | -33.4% | |
| Fund Family | Innovator ETFs Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Feb 1, 2024 | Oct 20, 2011 |
IFEB vs SCHD Performance
Innovator International Developed Power Buffer ETF - February (IFEB) is a ETF from Innovator ETFs Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IFEB returned +11.40% while SCHD returned +32.62%. Year to date, IFEB is up 5.91% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 7.0% for IFEB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.8% for IFEB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IFEB charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, IFEB currently yields 0.00% against 3.31% for SCHD.
Frequently Asked Questions
Which is cheaper, IFEB or SCHD?
IFEB has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.
Which performed better, IFEB or SCHD?
Over the past year IFEB returned +11.40% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), IFEB annualized +10.12% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, IFEB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 7.0% for IFEB. Worst drawdown: IFEB -8.8% vs SCHD -33.4%.
Should I hold both IFEB and SCHD?
IFEB and SCHD have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, IFEB or SCHD?
IFEB yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.