IFEB vs VTI
Innovator International Developed Power Buffer ETF - February vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IFEB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $61M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 6 | 3,543 | |
| YTD Return | +5.49% | +12.65% | |
| 1Y Return | +9.66% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 7.0% | 15.3% | |
| Max Drawdown | -8.8% | -56.6% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Feb 1, 2024 | May 24, 2001 |
IFEB vs VTI Performance
Innovator International Developed Power Buffer ETF - February (IFEB) is a ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IFEB returned +9.66% while VTI returned +21.39%. Year to date, IFEB is up 5.49% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.0% for IFEB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.8% for IFEB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IFEB charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, IFEB currently yields 0.00% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, IFEB or VTI?
IFEB has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, IFEB or VTI?
Over the past year IFEB returned +9.66% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), IFEB annualized +9.85% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, IFEB or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 7.0% for IFEB. Worst drawdown: IFEB -8.8% vs VTI -56.6%.
Should I hold both IFEB and VTI?
IFEB and VTI have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, IFEB or VTI?
IFEB yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.