IGEB vs VTI
iShares Investment Grade Systematic Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IGEB or VTI?
Long Term Mid Quality against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IGEB | VTI |
|---|---|---|
| Expense Ratio | 0.18% | 0.03%Best |
| AUM | $1.5B | $666.9B |
| Dividend Yield | 5.14% | 1.07% |
| Holdings | 458 | 3,543 |
| YTD Return | -3.74% | +13.59%Best |
| 1Y Return | -2.71% | +20.00%Best |
| 3Y Return (annualized) | +4.49% | +20.95%Best |
| 5Y Return (annualized) | -0.26% | +11.81%Best |
| Volatility (annualized) | 7.3%Best | 16.4% |
| Max Drawdown | -21.1%Best | -35.0% |
| $10,000 over 5 years | $9,871 | $17,474Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Mid Quality | Large Cap Blend |
| Inception | Jul 11, 2017 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 13, 2017 to Sep 4, 2026 (9.1 years).
IGEB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.1 years both funds cover.
IGEB vs VTI Performance
iShares Investment Grade Systematic Bond ETF (IGEB) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IGEB returned -2.71% while VTI returned +20.00%. Year to date, IGEB is down 3.74% versus a gain of 13.59% for VTI.
Over three years, IGEB compounded at +4.49% per year against +20.95% for VTI; over five years the annualized figures are -0.26% and +11.81% respectively. Across the full 9-year window we track, VTI has the edge at +13.80% annualized vs +2.50%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 7.3% for IGEB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.1% for IGEB and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IGEB charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, IGEB currently yields 5.14% against 1.07% for VTI.
Holdings Overlap
We hold position weights for 374 holdings in IGEB and 2,787 in VTI, totalling 84.7% and 92.3% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 3 positions appear in both.
3 positions in common, counted across the 374 positions we hold weights for in IGEB and 2,787 in VTI, against full books of 458 and 3,543.
You are not choosing between two funds in isolation.
Whichever of IGEB and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IGEB or VTI?
IGEB has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option, by $15 a year on a $10,000 investment.
Which performed better, IGEB or VTI?
Over the past year IGEB returned -2.71% vs +20.00% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), IGEB annualized +2.50% vs +13.80% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IGEB or VTI?
VTI has been the more volatile fund at 16.4% annualized versus 7.3% for IGEB. Worst drawdown: IGEB -21.1% vs VTI -35.0%.
Should I hold both IGEB and VTI?
IGEB and VTI have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IGEB or VTI?
IGEB yields 5.14% while VTI yields 1.07%, so IGEB currently pays the higher dividend yield.
Is VTI better than IGEB?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.