IGEB vs VYM

IGEB vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricIGEBVYMWinner
Expense Ratio0.18%0.04%
AUM$1.5B$81.6B
Dividend Yield5.14%2.24%
Holdings475616
YTD Return-3.04%+16.42%
1Y Return-1.15%+24.22%
3Y Return (annualized)+4.80%+19.03%
5Y Return (annualized)-0.20%+12.21%
Volatility (annualized)7.3%14.6%
Max Drawdown-21.1%-58.8%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionJul 11, 2017Nov 10, 2006

IGEB vs VYM Performance

iShares Investment Grade Systematic Bond ETF (IGEB) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IGEB returned -1.15% while VYM returned +24.22%. Year to date, IGEB is down 3.04% versus a gain of 16.42% for VYM.

Over three years, IGEB compounded at +4.80% per year against +19.03% for VYM; over five years the annualized figures are -0.20% and +12.21% respectively. Across the full 9-year window we track, VYM has the edge at +7.10% annualized vs +2.59%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 7.3% for IGEB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.1% for IGEB and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IGEB charges 0.18% per year while VYM charges 0.04%. On a $10,000 position that is $18 vs $4 annually, a gap of $14 per year that compounds over a long holding period. On income, IGEB currently yields 5.14% against 2.24% for VYM.

Holdings Overlap

0.5%overlap

IGEB and VYM share 2 holdings out of 975 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IGEBWeight in VYMDifference
TMUS0.36%0.34%0.02%
CNP0.16%0.12%0.04%

Frequently Asked Questions

Which is cheaper, IGEB or VYM?

IGEB has an expense ratio of 0.18% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, IGEB or VYM?

Over the past year IGEB returned -1.15% vs +24.22% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (9 years), IGEB annualized +2.59% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, IGEB or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 7.3% for IGEB. Worst drawdown: IGEB -21.1% vs VYM -58.8%.

Should I hold both IGEB and VYM?

IGEB and VYM have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IGEB and VYM?

IGEB and VYM share 2 common holdings with a 0.5% weight overlap. Combined, they hold 975 unique securities.

Which pays a higher dividend, IGEB or VYM?

IGEB yields 5.14% while VYM yields 2.24%, so IGEB currently pays the higher dividend yield.

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