IGRO vs SPY

IGRO vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. IGRO offers more diversification with 584 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: IGRO

Side-by-Side Comparison

MetricIGROSPYWinner
Expense Ratio0.15%0.09%
AUM$1.3B$821.1B
Dividend Yield2.62%1.01%
Holdings584505
YTD Return+10.47%+12.22%
1Y Return+17.53%+20.83%
3Y Return (annualized)+17.84%+21.70%
5Y Return (annualized)+8.77%+12.98%
Volatility (annualized)14.7%15.3%
Max Drawdown-37.0%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionMay 17, 2016Jan 22, 1993

IGRO vs SPY Performance

iShares International Dividend Growth ETF (IGRO) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year IGRO returned +17.53% while SPY returned +20.83%. Year to date, IGRO is up 10.47% versus a gain of 12.22% for SPY.

Over three years, IGRO compounded at +17.84% per year against +21.70% for SPY; over five years the annualized figures are +8.77% and +12.98% respectively. Across the full 10-year window we track, SPY has the edge at +8.79% annualized vs +7.95%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.7% for IGRO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -37.0% for IGRO and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IGRO charges 0.15% per year while SPY charges 0.09%. On a $10,000 position that is $15 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, IGRO currently yields 2.62% against 1.01% for SPY.

Holdings Overlap

0.1%overlap

IGRO and SPY share 3 holdings out of 1025 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IGROWeight in SPYDifference
ROP2.77%0.06%2.71%
DG1.19%0.04%1.15%
EQT0.14%0.05%0.09%

Frequently Asked Questions

Which is cheaper, IGRO or SPY?

IGRO has an expense ratio of 0.15% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, IGRO or SPY?

Over the past year IGRO returned +17.53% vs +20.83% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (10 years), IGRO annualized +7.95% vs +8.79% for SPY. Past performance does not guarantee future results.

Which is riskier, IGRO or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 14.7% for IGRO. Worst drawdown: IGRO -37.0% vs SPY -56.5%.

Should I hold both IGRO and SPY?

IGRO and SPY have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IGRO and SPY?

IGRO and SPY share 3 common holdings with a 0.1% weight overlap. Combined, they hold 1025 unique securities.

Which pays a higher dividend, IGRO or SPY?

IGRO yields 2.62% while SPY yields 1.01%, so IGRO currently pays the higher dividend yield.

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