ILTB vs IVV
iShares Core 10+ Year USD Bond ETF vs iShares Core S&P 500 ETF
Which is better, ILTB or IVV?
Long Term Bond against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ILTB | IVV |
|---|---|---|
| Expense Ratio | 0.06% | 0.03%Best |
| AUM | $589M | $876.4B |
| Dividend Yield | 5.11% | 1.06% |
| Holdings | 3,866 | 508 |
| YTD Return | -2.87% | +12.39%Best |
| 1Y Return | -3.05% | +16.61%Best |
| 3Y Return (annualized) | +3.22% | +21.38%Best |
| 5Y Return (annualized) | -4.71% | +13.51%Best |
| Volatility (annualized) | 10.5%Best | 14.4% |
| Max Drawdown | -38.0% | -33.9%Best |
| $10,000 over 5 years | $7,857 | $18,844Best |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Bond | Large Cap Blend |
| Inception | Dec 8, 2009 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 9, 2009 to Sep 18, 2026 (16.8 years).
ILTB vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
ILTB vs IVV Performance
iShares Core 10+ Year USD Bond ETF (ILTB) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year ILTB returned -3.05% while IVV returned +16.61%. Year to date, ILTB is down 2.87% versus a gain of 12.39% for IVV.
Over three years, ILTB compounded at +3.22% per year against +21.38% for IVV; over five years the annualized figures are -4.71% and +13.51% respectively. Across the full 17-year window we track, IVV has the edge at +12.77% annualized vs +0.94%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 10.5% for ILTB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.0% for ILTB and -33.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.23. They move largely independently of each other.
Fees and Cost Over Time
ILTB charges 0.06% per year while IVV charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, ILTB currently yields 5.11% against 1.06% for IVV.
Holdings Overlap
At least 0.3% of IVV's money is in holdings ILTB also owns.
Stated as a floor: for ILTB, our book for it covers 58.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
4 positions in common, counted across the 1,063 positions we hold weights for in ILTB and 490 in IVV, against full books of 3,866 and 508.
You are not choosing between two funds in isolation.
Whichever of ILTB and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ILTB or IVV?
ILTB has an expense ratio of 0.06% while IVV charges 0.03%. IVV is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, ILTB or IVV?
Over the past year ILTB returned -3.05% vs +16.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (17 years), ILTB annualized +0.94% vs +12.77% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ILTB or IVV?
IVV has been the more volatile fund at 14.4% annualized versus 10.5% for ILTB. Worst drawdown: ILTB -38.0% vs IVV -33.9%.
Should I hold both ILTB and IVV?
ILTB and IVV have a monthly-return correlation of 0.23, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ILTB or IVV?
ILTB yields 5.11% while IVV yields 1.06%, so ILTB currently pays the higher dividend yield.
Is IVV better than ILTB?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.