IMTM vs VTI
iShares MSCI Intl Momentum Factor ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IMTM or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. IMTM led over 3Y, VTI over 1Y, 5Y and the full window. IMTM is less concentrated, with 24.0% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IMTM | VTI |
|---|---|---|
| Expense Ratio | 0.30% | 0.03%Best |
| AUM | $4.3B | $690.1B |
| Dividend Yield | 4.37% | 1.03% |
| Holdings | 325 | 3,524 |
| YTD Return | +8.78% | +12.51%Best |
| 1Y Return | +14.43% | +15.23%Best |
| 3Y Return (annualized) | +22.91%Best | +22.50% |
| 5Y Return (annualized) | +10.44% | +12.31%Best |
| Volatility (annualized) | 13.7%Best | 15.4% |
| Max Drawdown | -30.7%Best | -35.0% |
| $10,000 over 5 years | $16,430 | $17,869Best |
| Top 10 Weight | 24.0%Best | 33.3% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Jan 13, 2015 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jan 26, 2015 to Oct 1, 2026 (11.7 years).
IMTM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.7 years both funds cover.
IMTM vs VTI Performance
iShares MSCI Intl Momentum Factor ETF (IMTM) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IMTM returned +14.43% while VTI returned +15.23%. Year to date, IMTM is up 8.78% versus a gain of 12.51% for VTI.
Over three years, IMTM compounded at +22.91% per year against +22.50% for VTI; over five years the annualized figures are +10.44% and +12.31% respectively. Across the full 12-year window we track, VTI has the edge at +12.17% annualized vs +7.81%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.7% for IMTM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.7% for IMTM and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IMTM charges 0.30% per year while VTI charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, IMTM currently yields 4.37% against 1.03% for VTI.
Holdings Overlap
1.6% of IMTM's money is in holdings VTI also owns. 0.1% of VTI's money is in holdings IMTM also owns.
IMTM and VTI share little of their money.
1 positions in common, counted across the 301 positions we hold weights for in IMTM and 3,463 in VTI, against full books of 325 and 3,524.
What only one of them owns
Our book lists 1,149 positions for VTI that do not appear in our book for IMTM (97.4% of the fund), and 7 for IMTM that do not appear in VTI (3.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IMTM | Weight in VTI | Difference |
|---|---|---|---|
| ROPRoper Technologies Inc. | 1.64% | 0.05% | 1.59% |
You are not choosing between two funds in isolation.
Whichever of IMTM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IMTM or VTI?
IMTM has an expense ratio of 0.30% while VTI charges 0.03%. VTI is the cheaper option, by $27 a year on a $10,000 investment.
Which performed better, IMTM or VTI?
Over the past year IMTM returned +14.43% vs +15.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (12 years), IMTM annualized +7.81% vs +12.17% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IMTM or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 13.7% for IMTM. Worst drawdown: IMTM -30.7% vs VTI -35.0%.
Should I hold both IMTM and VTI?
IMTM and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IMTM and VTI?
1.6% of IMTM's money is in holdings VTI also owns. 0.1% of VTI's is in holdings IMTM also owns. They hold 1 positions in common, counted across the 301 positions we hold weights for in IMTM and 3,463 in VTI.
Which pays a higher dividend, IMTM or VTI?
IMTM yields 4.37% while VTI yields 1.03%, so IMTM currently pays the higher dividend yield.
Is VTI better than IMTM?
VTI has a lower expense ratio. IMTM led over 3Y, VTI over 1Y, 5Y and the full window. IMTM is less concentrated, with 24.0% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.