INDE vs SCHD
Matthews India Active ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | INDE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.06% | |
| AUM | $18M | $112.2B | |
| Dividend Yield | 1.80% | 3.13% | |
| Holdings | 53 | 103 | |
| YTD Return | -0.02% | +27.89% | |
| 1Y Return | +4.29% | +29.93% | |
| 3Y Return (annualized) | +7.40% | +16.13% | |
| 5Y Return (annualized) | - | +10.00% | |
| Volatility (annualized) | 13.8% | 13.6% | |
| Max Drawdown | -22.9% | -33.4% | |
| Fund Family | Matthews Asia Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 21, 2023 | Oct 20, 2011 |
INDE vs SCHD Performance
Matthews India Active ETF (INDE) is a ETF from Matthews Asia Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year INDE returned +4.29% while SCHD returned +29.93%. Year to date, INDE is down 0.02% versus a gain of 27.89% for SCHD.
Over three years, INDE compounded at +7.40% per year against +16.13% for SCHD. Across the full 3-year window we track, SCHD has the edge at +11.56% annualized vs +7.40%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INDE has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.9% for INDE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.06. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
INDE charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, INDE currently yields 1.80% against 3.13% for SCHD.
Holdings Overlap
INDE and SCHD share 0 holdings out of 152 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, INDE or SCHD?
INDE has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.
Which performed better, INDE or SCHD?
Over the past year INDE returned +4.29% vs +29.93% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), INDE annualized +7.40% vs +11.56% for SCHD. Past performance does not guarantee future results.
Which is riskier, INDE or SCHD?
INDE has been the more volatile fund at 13.8% annualized versus 13.6% for SCHD. Worst drawdown: INDE -22.9% vs SCHD -33.4%.
Should I hold both INDE and SCHD?
INDE and SCHD have a monthly-return correlation of -0.06, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between INDE and SCHD?
INDE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 152 unique securities.
Which pays a higher dividend, INDE or SCHD?
INDE yields 1.80% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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