INDE vs VTI
Matthews India Active ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, INDE or VTI?
All Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 42.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | INDE | VTI |
|---|---|---|
| Expense Ratio | 0.79% | 0.03%Best |
| AUM | $18M | $666.9B |
| Dividend Yield | 1.74% | 1.03% |
| Holdings | 53 | 3,543 |
| YTD Return | -0.80% | +14.00%Best |
| 1Y Return | +0.13% | +16.88%Best |
| 3Y Return (annualized) | +6.97% | +22.75%Best |
| 5Y Return (annualized) | - | +12.68% |
| Volatility (annualized) | 13.6% | 12.8%Best |
| Max Drawdown | -22.9% | -19.3%Best |
| $10,000 over 3 years | $12,240 | $18,495Best |
| Top 10 Weight | 42.7% | 33.3%Best |
| Fund Family | Matthews Asia Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Sep 21, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 22, 2023 to Sep 21, 2026 (3 years).
INDE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
INDE vs VTI Performance
Matthews India Active ETF (INDE) is an ETF from Matthews Asia Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year INDE returned +0.13% while VTI returned +16.88%. Year to date, INDE is down 0.80% versus a gain of 14.00% for VTI.
Over three years, INDE compounded at +6.97% per year against +22.75% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INDE has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.9% for INDE and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.26. They move largely independently of each other.
Fees and Cost Over Time
INDE charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, INDE currently yields 1.74% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 72 holdings in INDE and 3,463 in VTI, totalling 99.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 72 positions we hold weights for in INDE and 3,463 in VTI, against full books of 53 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for INDE (97.5% of the fund), and 2 for INDE that do not appear in VTI (2.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of INDE and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, INDE or VTI?
INDE has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, INDE or VTI?
Over the past year INDE returned +0.13% vs +16.88% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, INDE or VTI?
INDE has been the more volatile fund at 13.6% annualized versus 12.8% for VTI. Worst drawdown: INDE -22.9% vs VTI -19.3%.
Should I hold both INDE and VTI?
INDE and VTI have a monthly-return correlation of 0.26, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, INDE or VTI?
INDE yields 1.74% while VTI yields 1.03%, so INDE currently pays the higher dividend yield.
Is VTI better than INDE?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 42.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.