INDS vs VTI
Pacer Industrial Real Estate ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, INDS or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 72.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | INDS | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $113M | $666.9B |
| Dividend Yield | 3.35% | 1.03% |
| Holdings | 39 | 3,543 |
| YTD Return | +5.90% | +13.14%Best |
| 1Y Return | +8.08% | +16.63%Best |
| 3Y Return (annualized) | +5.67% | +22.30%Best |
| 5Y Return (annualized) | -0.21% | +12.01%Best |
| Volatility (annualized) | 20.6% | 17.0%Best |
| Max Drawdown | -40.2% | -35.0%Best |
| $10,000 over 5 years | $9,895 | $17,631Best |
| Top 10 Weight | 72.5% | 33.3%Best |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | May 14, 2018 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: May 15, 2018 to Sep 23, 2026 (8.4 years).
INDS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.4 years both funds cover.
INDS vs VTI Performance
Pacer Industrial Real Estate ETF (INDS) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year INDS returned +8.08% while VTI returned +16.63%. Year to date, INDS is up 5.90% versus a gain of 13.14% for VTI.
Over three years, INDS compounded at +5.67% per year against +22.30% for VTI; over five years the annualized figures are -0.21% and +12.01% respectively. Across the full 8-year window we track, VTI has the edge at +13.68% annualized vs +7.56%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INDS has been the more volatile fund, with annualized monthly volatility of 20.6% compared with 17.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.2% for INDS and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
INDS charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, INDS currently yields 3.35% against 1.03% for VTI.
Holdings Overlap
71.7% of INDS's money is in holdings VTI also owns. 0.4% of VTI's money is in holdings INDS also owns.
Most of INDS is already inside VTI. Owning both mostly buys the same companies twice.
12 positions in common, counted across the 32 positions we hold weights for in INDS and 3,463 in VTI, against full books of 39 and 3,543.
What only one of them owns
Our book lists 1,140 positions for VTI that do not appear in our book for INDS (97.0% of the fund), and 2 for INDS that do not appear in VTI (1.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in INDS | Weight in VTI | Difference |
|---|---|---|---|
| PSAPublic Storage | 15.65% | 0.08% | 15.57% |
| PLDPrologis Inc | 14.36% | 0.19% | 14.17% |
| EXRExtra Space Storage Inc. | 14.30% | 0.04% | 14.26% |
| EGPEastgroup Properties Inc. Real Estate Investment Trust | 4.42% | 0.02% | 4.40% |
| WPCW.P Carey Inc. | 4.18% | 0.02% | 4.16% |
| CUBECubesmart | 3.77% | 0.01% | 3.76% |
| REXRRexfordindustrialrealty Inc. | 3.51% | 0.01% | 3.50% |
| FRFirst Industrial Realty Trust, Inc | 3.41% | 0.01% | 3.40% |
| STAGStag Industrial Inc. Reit | 2.98% | 0.01% | 2.97% |
| TRNOTerreno Realty Corp | 2.90% | 0.01% | 2.89% |
71.7% of INDS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, INDS or VTI?
INDS has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, INDS or VTI?
Over the past year INDS returned +8.08% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), INDS annualized +7.56% vs +13.68% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, INDS or VTI?
INDS has been the more volatile fund at 20.6% annualized versus 17.0% for VTI. Worst drawdown: INDS -40.2% vs VTI -35.0%.
Should I hold both INDS and VTI?
INDS and VTI have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between INDS and VTI?
71.7% of INDS's money is in holdings VTI also owns. 0.4% of VTI's is in holdings INDS also owns. They hold 12 positions in common, counted across the 32 positions we hold weights for in INDS and 3,463 in VTI.
Which pays a higher dividend, INDS or VTI?
INDS yields 3.35% while VTI yields 1.03%, so INDS currently pays the higher dividend yield.
Is VTI better than INDS?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 72.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.