INDS vs VTI
Pacer Industrial Real Estate ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | INDS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.03% | |
| AUM | $119M | $663.5B | |
| Dividend Yield | 3.37% | 1.07% | |
| Holdings | 38 | 3,543 | |
| YTD Return | +12.26% | +14.22% | |
| 1Y Return | +19.42% | +22.19% | |
| 3Y Return (annualized) | +5.89% | +21.27% | |
| 5Y Return (annualized) | +0.65% | +12.23% | |
| Volatility (annualized) | 20.6% | 15.3% | |
| Max Drawdown | -40.2% | -56.6% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 14, 2018 | May 24, 2001 |
INDS vs VTI Performance
Pacer Industrial Real Estate ETF (INDS) is a ETF from Pacer ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year INDS returned +19.42% while VTI returned +22.19%. Year to date, INDS is up 12.26% versus a gain of 14.22% for VTI.
Over three years, INDS compounded at +5.89% per year against +21.27% for VTI; over five years the annualized figures are +0.65% and +12.23% respectively. Across the full 8-year window we track, INDS has the edge at +8.43% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INDS has been the more volatile fund, with annualized monthly volatility of 20.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.2% for INDS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
INDS charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, INDS currently yields 3.37% against 1.07% for VTI.
Holdings Overlap
INDS and VTI share 11 holdings out of 2805 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, INDS or VTI?
INDS has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, INDS or VTI?
Over the past year INDS returned +19.42% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), INDS annualized +8.43% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, INDS or VTI?
INDS has been the more volatile fund at 20.6% annualized versus 15.3% for VTI. Worst drawdown: INDS -40.2% vs VTI -56.6%.
Should I hold both INDS and VTI?
INDS and VTI have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between INDS and VTI?
INDS and VTI share 11 common holdings with a 0.3% weight overlap. Combined, they hold 2805 unique securities.
Which pays a higher dividend, INDS or VTI?
INDS yields 3.37% while VTI yields 1.07%, so INDS currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.