INEQ vs SCHD
Columbia International Equity Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | INEQ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.06% | |
| AUM | $92M | $103.7B | |
| Dividend Yield | 9.98% | 3.31% | |
| Holdings | 103 | 104 | |
| YTD Return | +13.47% | +25.58% | |
| 1Y Return | +24.21% | +31.06% | |
| 3Y Return (annualized) | +21.27% | +15.55% | |
| 5Y Return (annualized) | +13.27% | +9.61% | |
| Volatility (annualized) | 15.4% | 13.6% | |
| Max Drawdown | -47.2% | -33.4% | |
| Fund Family | Columbia Threadneedle Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 13, 2016 | Oct 20, 2011 |
INEQ vs SCHD Performance
Columbia International Equity Income ETF (INEQ) is a ETF from Columbia Threadneedle Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year INEQ returned +24.21% while SCHD returned +31.06%. Year to date, INEQ is up 13.47% versus a gain of 25.58% for SCHD.
Over three years, INEQ compounded at +21.27% per year against +15.55% for SCHD; over five years the annualized figures are +13.27% and +9.61% respectively. Across the full 10-year window we track, SCHD has the edge at +11.46% annualized vs +8.05%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INEQ has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.2% for INEQ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
INEQ charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, INEQ currently yields 9.98% against 3.31% for SCHD.
Holdings Overlap
INEQ and SCHD share 0 holdings out of 199 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, INEQ or SCHD?
INEQ has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, INEQ or SCHD?
Over the past year INEQ returned +24.21% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), INEQ annualized +8.05% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, INEQ or SCHD?
INEQ has been the more volatile fund at 15.4% annualized versus 13.6% for SCHD. Worst drawdown: INEQ -47.2% vs SCHD -33.4%.
Should I hold both INEQ and SCHD?
INEQ and SCHD have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between INEQ and SCHD?
INEQ and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 199 unique securities.
Which pays a higher dividend, INEQ or SCHD?
INEQ yields 9.98% while SCHD yields 3.31%, so INEQ currently pays the higher dividend yield.
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