INEQ vs SCHD
Columbia International Equity Income ETF vs Schwab US Dividend Equity ETF
Which is better, INEQ or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. INEQ led over 3Y and 5Y, SCHD over 1Y and the full window. INEQ is less concentrated, with 39.6% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | INEQ | SCHD |
|---|---|---|
| Expense Ratio | 0.45% | 0.06%Best |
| AUM | $126M | $112.2B |
| Dividend Yield | 9.32% | 3.13% |
| Holdings | 103 | 103 |
| YTD Return | +15.88% | +27.56%Best |
| 1Y Return | +25.85% | +30.29%Best |
| 3Y Return (annualized) | +22.09%Best | +16.37% |
| 5Y Return (annualized) | +13.48%Best | +10.23% |
| Volatility (annualized) | 15.3% | 15.1%Best |
| Max Drawdown | -47.2% | -33.4%Best |
| $10,000 over 5 years | $18,819Best | $16,274 |
| Top 10 Weight | 39.6%Best | 41.5% |
| Fund Family | Columbia Threadneedle Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jun 13, 2016 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jun 13, 2016 to Sep 4, 2026 (10.2 years).
INEQ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.2 years both funds cover.
INEQ vs SCHD Performance
Columbia International Equity Income ETF (INEQ) is an ETF from Columbia Threadneedle Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year INEQ returned +25.85% while SCHD returned +30.29%. Year to date, INEQ is up 15.88% versus a gain of 27.56% for SCHD.
Over three years, INEQ compounded at +22.09% per year against +16.37% for SCHD; over five years the annualized figures are +13.48% and +10.23% respectively. Across the full 10-year window we track, SCHD has the edge at +11.71% annualized vs +8.22%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INEQ has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.2% for INEQ and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
INEQ charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, INEQ currently yields 9.32% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 99 holdings in INEQ and 100 in SCHD, totalling 99.4% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 99 positions we hold weights for in INEQ and 100 in SCHD, against full books of 103 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for INEQ (99.9% of the fund), and 0 for INEQ that do not appear in SCHD (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of INEQ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, INEQ or SCHD?
INEQ has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, INEQ or SCHD?
Over the past year INEQ returned +25.85% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), INEQ annualized +8.22% vs +11.71% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, INEQ or SCHD?
INEQ has been the more volatile fund at 15.3% annualized versus 15.1% for SCHD. Worst drawdown: INEQ -47.2% vs SCHD -33.4%.
Should I hold both INEQ and SCHD?
INEQ and SCHD have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, INEQ or SCHD?
INEQ yields 9.32% while SCHD yields 3.13%, so INEQ currently pays the higher dividend yield.
Is SCHD better than INEQ?
SCHD has a lower expense ratio. INEQ led over 3Y and 5Y, SCHD over 1Y and the full window. INEQ is less concentrated, with 39.6% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.