INEQ vs VTI
Columbia International Equity Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. INEQ delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | INEQ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $92M | $666.9B | |
| Dividend Yield | 9.32% | 1.07% | |
| Holdings | 105 | 3,543 | |
| YTD Return | +14.95% | +13.14% | |
| 1Y Return | +24.60% | +22.35% | |
| 3Y Return (annualized) | +22.49% | +21.83% | |
| 5Y Return (annualized) | +13.78% | +12.01% | |
| Volatility (annualized) | 15.4% | 15.3% | |
| Max Drawdown | -47.2% | -56.6% | |
| Fund Family | Columbia Threadneedle Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 13, 2016 | May 24, 2001 |
INEQ vs VTI Performance
Columbia International Equity Income ETF (INEQ) is a ETF from Columbia Threadneedle Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year INEQ returned +24.60% while VTI returned +22.35%. Year to date, INEQ is up 14.95% versus a gain of 13.14% for VTI.
Over three years, INEQ compounded at +22.49% per year against +21.83% for VTI; over five years the annualized figures are +13.78% and +12.01% respectively. Across the full 10-year window we track, INEQ has the edge at +8.17% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INEQ has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.2% for INEQ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
INEQ charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, INEQ currently yields 9.32% against 1.07% for VTI.
Holdings Overlap
INEQ and VTI share 0 holdings out of 2886 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, INEQ or VTI?
INEQ has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, INEQ or VTI?
Over the past year INEQ returned +24.60% vs +22.35% for VTI, so INEQ leads on 1-year performance. Over the longest common window we track (10 years), INEQ annualized +8.17% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, INEQ or VTI?
INEQ has been the more volatile fund at 15.4% annualized versus 15.3% for VTI. Worst drawdown: INEQ -47.2% vs VTI -56.6%.
Should I hold both INEQ and VTI?
INEQ and VTI have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between INEQ and VTI?
INEQ and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2886 unique securities.
Which pays a higher dividend, INEQ or VTI?
INEQ yields 9.32% while VTI yields 1.07%, so INEQ currently pays the higher dividend yield.
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