INFL vs IVV

Quick Verdict

IVV has a lower expense ratio. INFL delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: INFLMore Diversified: IVV

Side-by-Side Comparison

MetricINFLIVVWinner
Expense Ratio0.85%0.03%
AUM$1.5B$865.2B
Dividend Yield0.83%1.09%
Holdings48508
YTD Return+17.90%+13.72%
1Y Return+25.77%+21.64%
3Y Return (annualized)+19.95%+21.55%
5Y Return (annualized)+13.36%+13.27%
Volatility (annualized)16.9%15.1%
Max Drawdown-21.3%-56.5%
Fund FamilyHorizon Kinetics LLCiShares by BlackRock (US)
CategoryEquityEquity
InceptionJan 11, 2021May 15, 2000

INFL vs IVV Performance

Horizon Kinetics Inflation Beneficiaries ETF (INFL) is a ETF from Horizon Kinetics LLC and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year INFL returned +25.77% while IVV returned +21.64%. Year to date, INFL is up 17.90% versus a gain of 13.72% for IVV.

Over three years, INFL compounded at +19.95% per year against +21.55% for IVV; over five years the annualized figures are +13.36% and +13.27% respectively. Across the full 6-year window we track, INFL has the edge at +15.68% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

INFL has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.3% for INFL and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

INFL charges 0.85% per year while IVV charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, INFL currently yields 0.83% against 1.09% for IVV.

Holdings Overlap

0.5%overlap

INFL and IVV share 5 holdings out of 545 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in INFLWeight in IVVDifference
TPL4.29%0.04%4.25%
ICE3.28%0.12%3.16%
CME2.80%0.13%2.67%
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Frequently Asked Questions

Which is cheaper, INFL or IVV?

INFL has an expense ratio of 0.85% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, INFL or IVV?

Over the past year INFL returned +25.77% vs +21.64% for IVV, so INFL leads on 1-year performance. Over the longest common window we track (6 years), INFL annualized +15.68% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, INFL or IVV?

INFL has been the more volatile fund at 16.9% annualized versus 15.1% for IVV. Worst drawdown: INFL -21.3% vs IVV -56.5%.

Should I hold both INFL and IVV?

INFL and IVV have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between INFL and IVV?

INFL and IVV share 5 common holdings with a 0.5% weight overlap. Combined, they hold 545 unique securities.

Which pays a higher dividend, INFL or IVV?

INFL yields 0.83% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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