INTM vs VXUS
INTM vs VXUS
Invesco Intermediate Municipal ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | INTM | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.05% | |
| AUM | $101M | $156.5B | |
| Dividend Yield | 2.92% | 2.60% | |
| Holdings | 173 | 8,747 | |
| YTD Return | -0.42% | +14.57% | |
| 1Y Return | +3.64% | +27.82% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 4.2% | 15.1% | |
| Max Drawdown | -2.9% | -39.9% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 23, 2025 | Jan 26, 2011 |
INTM vs VXUS Performance
Invesco Intermediate Municipal ETF (INTM) is a ETF from Invesco (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year INTM returned +3.64% while VXUS returned +27.82%. Year to date, INTM is down 0.42% versus a gain of 14.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.2% for INTM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.9% for INTM and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
INTM charges 0.35% per year while VXUS charges 0.05%. On a $10,000 position that is $35 vs $5 annually, a gap of $30 per year that compounds over a long holding period. On income, INTM currently yields 2.92% against 2.60% for VXUS.
Holdings Overlap
INTM and VXUS share 0 holdings out of 7918 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, INTM or VXUS?
INTM has an expense ratio of 0.35% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $30 per year of difference.
Which performed better, INTM or VXUS?
Over the past year INTM returned +3.64% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (1 years), INTM annualized +3.89% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, INTM or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 4.2% for INTM. Worst drawdown: INTM -2.9% vs VXUS -39.9%.
Should I hold both INTM and VXUS?
INTM and VXUS have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between INTM and VXUS?
INTM and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7918 unique securities.
Which pays a higher dividend, INTM or VXUS?
INTM yields 2.92% while VXUS yields 2.60%, so INTM currently pays the higher dividend yield.
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