IOYY vs SCHD
GraniteShares YieldBOOST IONQ ETF vs Schwab US Dividend Equity ETF
Which is better, IOYY or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IOYY | SCHD |
|---|---|---|
| Expense Ratio | 1.07% | 0.06%Best |
| AUM | $4M | $119.9B |
| Dividend Yield | 267.07% | 2.96% |
| Holdings | 20 | 204 |
| YTD Return | -34.07% | +33.09%Best |
| 1Y Return | -42.13% | +37.17%Best |
| 3Y Return (annualized) | - | +20.32% |
| 5Y Return (annualized) | - | +10.36% |
| Volatility (annualized) | 23.9% | 16.6%Best |
| Max Drawdown | -45.9% | -6.9%Best |
| $10,000 over 1 years | $6,155 | $14,013Best |
| Fund Family | GraniteShares | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Nov 4, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Nov 4, 2025 to Nov 11, 2026 (1 years).
IOYY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
IOYY vs SCHD Performance
GraniteShares YieldBOOST IONQ ETF (IOYY) is an ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IOYY returned -42.13% while SCHD returned +37.17%. Year to date, IOYY is down 34.07% versus a gain of 33.09% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IOYY has been the more volatile fund, with annualized monthly volatility of 23.9% compared with 16.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.9% for IOYY and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.10. They move largely independently of each other.
Fees and Cost Over Time
IOYY charges 1.07% per year while SCHD charges 0.06%. On a $10,000 position that is $107 vs $6 annually, a gap of $101 per year that compounds over a long holding period. On income, IOYY currently yields 267.07% against 2.96% for SCHD.
You are not choosing between two funds in isolation.
Whichever of IOYY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IOYY or SCHD?
IOYY has an expense ratio of 1.07% while SCHD charges 0.06%. SCHD is the cheaper option, by $101 a year on a $10,000 investment.
Which performed better, IOYY or SCHD?
Over the past year IOYY returned -42.13% vs +37.17% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), IOYY annualized -38.45% vs +40.13% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IOYY or SCHD?
IOYY has been the more volatile fund at 23.9% annualized versus 16.6% for SCHD. Worst drawdown: IOYY -45.9% vs SCHD -6.9%.
Should I hold both IOYY and SCHD?
IOYY and SCHD have a monthly-return correlation of -0.10, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IOYY or SCHD?
IOYY yields 267.07% while SCHD yields 2.96%, so IOYY currently pays the higher dividend yield.
Is SCHD better than IOYY?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.