IOYY vs SCHD

IOYY vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricIOYYSCHDWinner
Expense Ratio1.07%0.06%
AUM$5M$108.7B
Dividend Yield185.43%3.13%
Holdings8104
YTD Return-26.41%+27.67%
1Y Return-+31.26%
3Y Return (annualized)-+16.66%
5Y Return (annualized)-+10.18%
Volatility (annualized)-13.6%
Max Drawdown-39.0%-33.4%
Fund FamilyGraniteSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionNov 4, 2025Oct 20, 2011

IOYY vs SCHD Performance

GraniteShares YieldBOOST IONQ ETF (IOYY) is a ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, IOYY is down 26.41% versus a gain of 27.67% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -39.0% for IOYY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

IOYY charges 1.07% per year while SCHD charges 0.06%. On a $10,000 position that is $107 vs $6 annually, a gap of $101 per year that compounds over a long holding period. On income, IOYY currently yields 185.43% against 3.13% for SCHD.

Frequently Asked Questions

Which is cheaper, IOYY or SCHD?

IOYY has an expense ratio of 1.07% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $101 per year of difference.

Which pays a higher dividend, IOYY or SCHD?

IOYY yields 185.43% while SCHD yields 3.13%, so IOYY currently pays the higher dividend yield.

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