IQDG vs SCHD
WisdomTree International Quality Dividend Growth Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. IQDG offers more diversification with 258 holdings.
Side-by-Side Comparison
| Metric | IQDG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.44% | 0.06% | |
| AUM | $702M | $103.7B | |
| Dividend Yield | 2.40% | 3.31% | |
| Holdings | 262 | 104 | |
| YTD Return | +7.11% | +26.21% | |
| 1Y Return | +15.26% | +29.99% | |
| 3Y Return (annualized) | +11.31% | +15.73% | |
| 5Y Return (annualized) | +3.77% | +9.67% | |
| Volatility (annualized) | 16.0% | 13.6% | |
| Max Drawdown | -35.0% | -33.4% | |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 7, 2016 | Oct 20, 2011 |
IQDG vs SCHD Performance
WisdomTree International Quality Dividend Growth Fund (IQDG) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IQDG returned +15.26% while SCHD returned +29.99%. Year to date, IQDG is up 7.11% versus a gain of 26.21% for SCHD.
Over three years, IQDG compounded at +11.31% per year against +15.73% for SCHD; over five years the annualized figures are +3.77% and +9.67% respectively. Across the full 10-year window we track, SCHD has the edge at +11.50% annualized vs +8.19%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IQDG has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for IQDG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IQDG charges 0.44% per year while SCHD charges 0.06%. On a $10,000 position that is $44 vs $6 annually, a gap of $38 per year that compounds over a long holding period. On income, IQDG currently yields 2.40% against 3.31% for SCHD.
Holdings Overlap
IQDG and SCHD share 0 holdings out of 358 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IQDG or SCHD?
IQDG has an expense ratio of 0.44% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $38 per year of difference.
Which performed better, IQDG or SCHD?
Over the past year IQDG returned +15.26% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), IQDG annualized +8.19% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, IQDG or SCHD?
IQDG has been the more volatile fund at 16.0% annualized versus 13.6% for SCHD. Worst drawdown: IQDG -35.0% vs SCHD -33.4%.
Should I hold both IQDG and SCHD?
IQDG and SCHD have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IQDG and SCHD?
IQDG and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 358 unique securities.
Which pays a higher dividend, IQDG or SCHD?
IQDG yields 2.40% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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