IQDG vs SCHD
WisdomTree International Quality Dividend Growth Fund vs Schwab US Dividend Equity ETF
Which is better, IQDG or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. IQDG is less concentrated, with 29.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IQDG | SCHD |
|---|---|---|
| Expense Ratio | 0.42% | 0.06%Best |
| AUM | $715M | $112.1B |
| Dividend Yield | 2.32% | 3.00% |
| Holdings | 279 | 103 |
| YTD Return | +2.85% | +23.46%Best |
| 1Y Return | +7.08% | +27.20%Best |
| 3Y Return (annualized) | +10.90% | +15.41%Best |
| 5Y Return (annualized) | +4.04% | +10.16%Best |
| Volatility (annualized) | 16.0% | 15.0%Best |
| Max Drawdown | -35.0% | -33.4%Best |
| $10,000 over 5 years | $12,190 | $16,223Best |
| Top 10 Weight | 29.9%Best | 41.8% |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Apr 7, 2016 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Apr 7, 2016 to Sep 18, 2026 (10.4 years).
IQDG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.4 years both funds cover.
IQDG vs SCHD Performance
WisdomTree International Quality Dividend Growth Fund (IQDG) is an ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IQDG returned +7.08% while SCHD returned +27.20%. Year to date, IQDG is up 2.85% versus a gain of 23.46% for SCHD.
Over three years, IQDG compounded at +10.90% per year against +15.41% for SCHD; over five years the annualized figures are +4.04% and +10.16% respectively. Across the full 10-year window we track, SCHD has the edge at +11.33% annualized vs +7.69%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IQDG has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for IQDG and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IQDG charges 0.42% per year while SCHD charges 0.06%. On a $10,000 position that is $42 vs $6 annually, a gap of $36 per year that compounds over a long holding period. On income, IQDG currently yields 2.32% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 264 holdings in IQDG and 100 in SCHD, totalling 98.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 264 positions we hold weights for in IQDG and 100 in SCHD, against full books of 279 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for IQDG (99.9% of the fund), and 3 for IQDG that do not appear in SCHD (3.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IQDG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IQDG or SCHD?
IQDG has an expense ratio of 0.42% while SCHD charges 0.06%. SCHD is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, IQDG or SCHD?
Over the past year IQDG returned +7.08% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), IQDG annualized +7.69% vs +11.33% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IQDG or SCHD?
IQDG has been the more volatile fund at 16.0% annualized versus 15.0% for SCHD. Worst drawdown: IQDG -35.0% vs SCHD -33.4%.
Should I hold both IQDG and SCHD?
IQDG and SCHD have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IQDG or SCHD?
IQDG yields 2.32% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than IQDG?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. IQDG is less concentrated, with 29.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.