IQDG vs VTI

IQDG vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricIQDGVTIWinner
Expense Ratio0.42%0.03%
AUM$731M$666.9B
Dividend Yield2.36%1.07%
Holdings2623,543
YTD Return+6.94%+13.14%
1Y Return+15.67%+22.35%
3Y Return (annualized)+12.12%+21.83%
5Y Return (annualized)+4.22%+12.01%
Volatility (annualized)16.0%15.3%
Max Drawdown-35.0%-56.6%
Fund FamilyWisdomTree InvestmentsVanguard (US)
CategoryEquityEquity
InceptionApr 7, 2016May 24, 2001

IQDG vs VTI Performance

WisdomTree International Quality Dividend Growth Fund (IQDG) is a ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IQDG returned +15.67% while VTI returned +22.35%. Year to date, IQDG is up 6.94% versus a gain of 13.14% for VTI.

Over three years, IQDG compounded at +12.12% per year against +21.83% for VTI; over five years the annualized figures are +4.22% and +12.01% respectively. Across the full 10-year window we track, IQDG has the edge at +8.15% annualized vs +8.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IQDG has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.0% for IQDG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IQDG charges 0.42% per year while VTI charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, IQDG currently yields 2.36% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

IQDG and VTI share 3 holdings out of 3042 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IQDGWeight in VTIDifference
ORCL0.09%0.35%0.26%
BG0.33%0.02%0.31%
SIG:LN0.04%0.00%0.04%

Frequently Asked Questions

Which is cheaper, IQDG or VTI?

IQDG has an expense ratio of 0.42% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, IQDG or VTI?

Over the past year IQDG returned +15.67% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), IQDG annualized +8.15% vs +8.09% for VTI. Past performance does not guarantee future results.

Which is riskier, IQDG or VTI?

IQDG has been the more volatile fund at 16.0% annualized versus 15.3% for VTI. Worst drawdown: IQDG -35.0% vs VTI -56.6%.

Should I hold both IQDG and VTI?

IQDG and VTI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IQDG and VTI?

IQDG and VTI share 3 common holdings with a 0.1% weight overlap. Combined, they hold 3042 unique securities.

Which pays a higher dividend, IQDG or VTI?

IQDG yields 2.36% while VTI yields 1.07%, so IQDG currently pays the higher dividend yield.

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