IQHI vs VXUS
NYLI MacKay High Income ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | IQHI | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.41% | 0.05% | |
| AUM | $112M | $156.5B | |
| Dividend Yield | 8.05% | 2.60% | |
| Holdings | 357 | 8,747 | |
| YTD Return | +2.13% | +15.00% | |
| 1Y Return | +5.57% | +26.87% | |
| 3Y Return (annualized) | +7.55% | +19.79% | |
| 5Y Return (annualized) | - | +9.26% | |
| Volatility (annualized) | 4.9% | 15.1% | |
| Max Drawdown | -4.7% | -39.9% | |
| Fund Family | New York Life Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Oct 24, 2022 | Jan 26, 2011 |
IQHI vs VXUS Performance
NYLI MacKay High Income ETF (IQHI) is a ETF from New York Life Investments and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year IQHI returned +5.57% while VXUS returned +26.87%. Year to date, IQHI is up 2.13% versus a gain of 15.00% for VXUS.
Over three years, IQHI compounded at +7.55% per year against +19.79% for VXUS. Across the full 4-year window we track, IQHI has the edge at +8.26% annualized vs +4.88%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.9% for IQHI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.7% for IQHI and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IQHI charges 0.41% per year while VXUS charges 0.05%. On a $10,000 position that is $41 vs $5 annually, a gap of $36 per year that compounds over a long holding period. On income, IQHI currently yields 8.05% against 2.60% for VXUS.
Holdings Overlap
IQHI and VXUS share 1 holdings out of 8124 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IQHI | Weight in VXUS | Difference |
|---|---|---|---|
| MIN:AU | 0.42% | 0.02% | 0.40% |
Frequently Asked Questions
Which is cheaper, IQHI or VXUS?
IQHI has an expense ratio of 0.41% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, IQHI or VXUS?
Over the past year IQHI returned +5.57% vs +26.87% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), IQHI annualized +8.26% vs +4.88% for VXUS. Past performance does not guarantee future results.
Which is riskier, IQHI or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 4.9% for IQHI. Worst drawdown: IQHI -4.7% vs VXUS -39.9%.
Should I hold both IQHI and VXUS?
IQHI and VXUS have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IQHI and VXUS?
IQHI and VXUS share 1 common holdings with a 0.0% weight overlap. Combined, they hold 8124 unique securities.
Which pays a higher dividend, IQHI or VXUS?
IQHI yields 8.05% while VXUS yields 2.60%, so IQHI currently pays the higher dividend yield.
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