IQMM vs VTI

IQMM vs VTI

Which is better, IQMM or VTI?

VTI costs less.

VTI has a lower expense ratio.

Lower Fees: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIQMMVTI
Expense Ratio0.15%0.03%Best
AUM$19.5B$666.9B
Dividend Yield1.77%1.03%
Holdings123,543
YTD Return+1.96%+12.08%Best
1Y Return-+16.31%
3Y Return (annualized)-+20.83%
5Y Return (annualized)-+11.89%
Fund FamilyProSharesVanguard (US)
CategoryMoney MarketEquity
Style-Large Cap Blend
InceptionFeb 17, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

IQMM vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

IQMM vs VTI Performance

ProShares GENIUS Money Market ETF (IQMM) is an ETF from ProShares and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, IQMM is up 1.96% versus a gain of 12.08% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

IQMM charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, IQMM currently yields 1.77% against 1.03% for VTI.

You are not choosing between two funds in isolation.

Whichever of IQMM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IQMMVTI

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Frequently Asked Questions

Which is cheaper, IQMM or VTI?

IQMM has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.

Which pays a higher dividend, IQMM or VTI?

IQMM yields 1.77% while VTI yields 1.03%, so IQMM currently pays the higher dividend yield.

Is VTI better than IQMM?

VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.