ISRL vs SCHD
Defiance KSM Israel 120 ETF vs Schwab US Dividend Equity ETF
Which is better, ISRL or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. ISRL led over 1Y, 3Y and the full window. ISRL is less concentrated, with 38.0% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ISRL | SCHD |
|---|---|---|
| Expense Ratio | 0.59% | 0.06%Best |
| AUM | $1M | $111.6B |
| Dividend Yield | 0.00% | 3.24% |
| Holdings | 119 | 206 |
| YTD Return | -3.93% | +26.92%Best |
| 1Y Return | +91.12%Best | +33.81% |
| 3Y Return (annualized) | +30.70%Best | +17.21% |
| 5Y Return (annualized) | - | +9.94% |
| Volatility (annualized) | 53.8% | 13.7%Best |
| Max Drawdown | -10.7%Best | -16.1% |
| $10,000 over 3.6 years | $23,164Best | $15,776 |
| Top 10 Weight | 38.0%Best | 41.6% |
| Fund Family | Defiance ETFs, LLC | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Aug 31, 2026 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.6 years row, are measured over the window both funds cover: Feb 28, 2023 to Oct 16, 2026 (3.6 years).
ISRL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.6 years both funds cover.
ISRL vs SCHD Performance
Defiance KSM Israel 120 ETF (ISRL) is an ETF from Defiance ETFs, LLC and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ISRL returned +91.12% while SCHD returned +33.81%. Year to date, ISRL is down 3.93% versus a gain of 26.92% for SCHD.
Over three years, ISRL compounded at +30.70% per year against +17.21% for SCHD. Across the full 4-year window we track, ISRL has the edge at +26.28% annualized vs +13.50%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ISRL has been the more volatile fund, with annualized monthly volatility of 53.8% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.7% for ISRL and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.31. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ISRL charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, ISRL currently yields 0.00% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 119 holdings in ISRL and 98 in SCHD, totalling 99.6% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 119 positions we hold weights for in ISRL and 98 in SCHD, against full books of 119 and 206.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for ISRL (99.8% of the fund), and 10 for ISRL that do not appear in SCHD (6.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ISRL and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ISRL or SCHD?
ISRL has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option, by $53 a year on a $10,000 investment.
Which performed better, ISRL or SCHD?
Over the past year ISRL returned +91.12% vs +33.81% for SCHD, so ISRL leads on 1-year performance. Over the longest common window we track (4 years), ISRL annualized +26.28% vs +13.50% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ISRL or SCHD?
ISRL has been the more volatile fund at 53.8% annualized versus 13.7% for SCHD. Worst drawdown: ISRL -10.7% vs SCHD -16.1%.
Should I hold both ISRL and SCHD?
ISRL and SCHD have a monthly-return correlation of -0.31, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ISRL or SCHD?
ISRL yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ISRL?
SCHD has a lower expense ratio. ISRL led over 1Y, 3Y and the full window. ISRL is less concentrated, with 38.0% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.